{"id":31061,"date":"2025-12-15T18:59:44","date_gmt":"2025-12-15T17:59:44","guid":{"rendered":"https:\/\/pich.bnfix.com\/?p=31061"},"modified":"2026-01-26T16:33:50","modified_gmt":"2026-01-26T15:33:50","slug":"newsletter-december-2025","status":"publish","type":"post","link":"https:\/\/pich.bnfix.com\/en\/newsletter-december-2025\/","title":{"rendered":"Newsletter December 2025"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9v6ml1t-2ba1bc76e47dc7317e5654c3979d737d\">\n#top .av-special-heading.av-9v6ml1t-2ba1bc76e47dc7317e5654c3979d737d{\npadding-bottom:10px;\ncolor:#78d64b;\n}\nbody .av-special-heading.av-9v6ml1t-2ba1bc76e47dc7317e5654c3979d737d .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-9v6ml1t-2ba1bc76e47dc7317e5654c3979d737d .special-heading-inner-border{\nborder-color:#78d64b;\n}\n.av-special-heading.av-9v6ml1t-2ba1bc76e47dc7317e5654c3979d737d .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-9v6ml1t-2ba1bc76e47dc7317e5654c3979d737d av-special-heading-h3 custom-color-heading  avia-builder-el-0  el_before_av_textblock  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Newsletter 208 BNFIX PICH<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<section  class='av_textblock_section av-9hnjv1t-692aa754ae72deecd2d3b2727aeefee1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h6 style=\"text-align: right;\"><span style=\"color: #78d64b;\"><em>People, principles, services<\/em><\/span><\/h6>\n<\/div><\/section>\n<section  class='av_textblock_section av-rs6nkh-3f99e031dbe55520abe72b2843d0a02b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>December 2025<\/h2>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-wmmltd-5ddbbc869f07a37b281d8f62e1ee2ec9\">\n#top .hr.hr-invisible.av-wmmltd-5ddbbc869f07a37b281d8f62e1ee2ec9{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-wmmltd-5ddbbc869f07a37b281d8f62e1ee2ec9 hr-invisible  avia-builder-el-3  el_after_av_textblock  el_before_av_image '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mj7g38hd-cc174c6c894f2554c45ad4817d7a16d4\">\n.avia-image-container.av-mj7g38hd-cc174c6c894f2554c45ad4817d7a16d4 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-mj7g38hd-cc174c6c894f2554c45ad4817d7a16d4 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-mj7g38hd-cc174c6c894f2554c45ad4817d7a16d4 av-styling- avia-align-center  avia-builder-el-4  el_after_av_hr  el_before_av_textblock '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-31062 avia-img-lazy-loading-not-31062 avia_image ' src=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2025\/12\/nativity_firma_PICH.gif\" alt='' title='nativity_firma_PICH'  height=\"500\" width=\"1600\"  itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div>\n<section  class='av_textblock_section av-8i6lcs1-02ce9adea9144f7d96f08f3b18d67957 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Dear all,<\/p>\n<p data-start=\"11\" data-end=\"522\">After <strong>20 years of sharing our newsletter every month<\/strong>, this Christmas, as usual, we want to wish you happy holidays and, inspired by the spirit around us, reflect on the role of companies in society. With this in mind, we interviewed <strong>Ram\u00f3n Agenj<\/strong>o, Vice President of the Damm Foundation and President of Barcelona Global, among other positions, who explains how to convey values through genuine social projects.<\/p>\n<p data-start=\"11\" data-end=\"522\">His advice? <strong>Trust in your own project, led by people who know it, are passionate about it, and feel motivated.<\/strong><\/p>\n<p><strong>Valent\u00edn Pich<\/strong><br \/>\nPartner, <strong>BNFI<span style=\"color: #78d64b;\">X<\/span> PICH TAX LEGAL AUDIT<\/strong><\/p>\n<h5 style=\"text-align: center;\"><\/h5>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxuaf6mr-5e3a5ed00e0b5f1219d31d2382b3d281\">\n#top .hr.hr-invisible.av-lxuaf6mr-5e3a5ed00e0b5f1219d31d2382b3d281{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-lxuaf6mr-5e3a5ed00e0b5f1219d31d2382b3d281 hr-invisible  avia-builder-el-6  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-7omnqr5-25f4a96ee6c4eea42520056d73a26778 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"color: #78d64b;\">Highlights<\/span><\/h3>\n<\/div><\/section>\n<section  class='av_textblock_section av-lrxuk4a8-4508e30797587328122d71ed8de72782 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\u25b6\u00a0<\/span><span style=\"color: #78d64b;\">Video <\/span><\/h4>\n<h3>Values, Culture, and Training: Ram\u00f3n Agenjo Explains the Damm Football Club Project<\/h3>\n<hr \/>\n<p><a href=\"https:\/\/pich.bnfix.com\/valores-cultura-y-formacion-ramon-agenjo-explica-el-proyecto-del-club-de-futbol-damm\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-31069 size-medium alignleft\" src=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2025\/12\/RamonAgenjo_yotube_PICH-300x169.jpg\" alt=\"\" width=\"300\" height=\"169\" srcset=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2025\/12\/RamonAgenjo_yotube_PICH-300x169.jpg 300w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2025\/12\/RamonAgenjo_yotube_PICH-768x433.jpg 768w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2025\/12\/RamonAgenjo_yotube_PICH-310x175.jpg 310w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2025\/12\/RamonAgenjo_yotube_PICH-450x254.jpg 450w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2025\/12\/RamonAgenjo_yotube_PICH-354x200.jpg 354w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2025\/12\/RamonAgenjo_yotube_PICH.jpg 792w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>In this inspiring conversation, our partner Valent\u00edn speaks with <strong>Ram\u00f3n Agenjo<\/strong>, Vice President of the Damm Foundation, member of Damm\u2019s Board of Directors, and a professional active in multiple organizations, about how companies can create a real impact on society through their own projects\u2014sustainable and aligned with their values.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2polfhr-3f0309f6fbf2df9c48fcb4c22e611e33\">\n#top .hr.hr-invisible.av-2polfhr-3f0309f6fbf2df9c48fcb4c22e611e33{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-2polfhr-3f0309f6fbf2df9c48fcb4c22e611e33 hr-invisible  avia-builder-el-9  el_after_av_textblock  el_before_av_button '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div  class='avia-button-wrap av-m2lv7idp-112eba0ad0c7e2f48c021afb210cf791-wrap avia-button-center  avia-builder-el-10  el_after_av_hr  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/valores-cultura-y-formacion-ramon-agenjo-explica-el-proyecto-del-club-de-futbol-damm\/'  class='avia-button av-m2lv7idp-112eba0ad0c7e2f48c021afb210cf791 av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Watch the interview (Spanish)\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='youtube-play' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-1' aria-describedby='av-svg-desc-1' role=\"graphics-symbol\">\n<title id='av-svg-title-1'>Youtube-play<\/title>\n<desc id='av-svg-desc-1'>Youtube-play<\/desc>\n<path d=\"M12.704 20.128l8.64-4.448-8.64-4.512v8.96zM16 4.736q3.008 0 5.792 0.096t4.096 0.16l1.312 0.064q0 0 0.288 0.032t0.416 0.064 0.416 0.064 0.512 0.16 0.512 0.224 0.544 0.352 0.512 0.48q0.128 0.096 0.288 0.32t0.512 1.056 0.48 1.792q0.128 1.152 0.224 2.432t0.096 2.048v3.136q0.032 2.592-0.32 5.184-0.128 0.96-0.448 1.76t-0.576 1.12l-0.256 0.288q-0.224 0.256-0.512 0.48t-0.544 0.32-0.512 0.224-0.512 0.16-0.416 0.064-0.416 0.064-0.288 0.032q-4.48 0.352-11.2 0.352-3.68-0.064-6.432-0.128t-3.552-0.128l-0.896-0.096-0.64-0.064q-0.64-0.096-0.96-0.16t-0.928-0.384-0.992-0.736q-0.128-0.096-0.288-0.32t-0.512-1.056-0.48-1.792q-0.128-1.152-0.224-2.432t-0.096-2.048v-3.136q-0.032-2.592 0.32-5.184 0.128-0.992 0.448-1.76t0.576-1.12l0.256-0.288q0.256-0.288 0.512-0.48t0.544-0.352 0.512-0.224 0.512-0.16 0.416-0.064 0.416-0.064 0.288-0.032q4.48-0.32 11.2-0.32z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Watch the interview (Spanish)<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-j2ylqt-8a3455f6ce34f3559714ca5c280e130c\">\n#top .hr.hr-invisible.av-j2ylqt-8a3455f6ce34f3559714ca5c280e130c{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-j2ylqt-8a3455f6ce34f3559714ca5c280e130c hr-invisible  avia-builder-el-11  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mfof2qqs-543c27afcad3bca0d63eb83a809d25a2 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/<\/span> Carbon Footprint Registry: The Ministry Clarifies Questions (December 2025)<\/h4>\n<hr \/>\n<p data-start=\"55\" data-end=\"415\">The Ministry for Ecological Transition and Demographic Challenge has published clarifications regarding the Royal Decree that regulates the obligation to calculate the carbon footprint and develop emission reduction plans for certain companies.<\/p>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mfof30pa-726a552a9dac72a256e06ac0962aab6c-wrap avia-button-center  avia-builder-el-13  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/registro-de-huella-de-carbono-el-ministerio-aclara-dudas-diciembre-2025\/'  class='avia-button av-mfof30pa-726a552a9dac72a256e06ac0962aab6c av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"More information (Spanish) \u00b7 estefania.sanchez@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >More information (Spanish) \u00b7 estefania.sanchez@pich.bnfix.com<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4im5j4w-4113bffc1419c4a891da5fd3008dfd2c\">\n#top .hr.hr-invisible.av-4im5j4w-4113bffc1419c4a891da5fd3008dfd2c{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-4im5j4w-4113bffc1419c4a891da5fd3008dfd2c hr-invisible  avia-builder-el-14  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-lxvw9pix-4ca097a34205921641985d83884c2901 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\u25b6\u00a0<\/span><span style=\"color: #78d64b;\">Video\u00a0<\/span><\/h4>\n<h3><strong>Verifactu: The Extension, an Opportunity to Prepare<\/strong><\/h3>\n<hr \/>\n<p><a href=\"https:\/\/pich.bnfix.com\/el-sistema-verifactu-ajornat-al-2027\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-31074 size-medium\" src=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2025\/12\/aplazamiento_verifactu_youtube_PICH-300x168.jpg\" alt=\"\" width=\"300\" height=\"168\" srcset=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2025\/12\/aplazamiento_verifactu_youtube_PICH-300x168.jpg 300w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2025\/12\/aplazamiento_verifactu_youtube_PICH-768x431.jpg 768w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2025\/12\/aplazamiento_verifactu_youtube_PICH-310x174.jpg 310w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2025\/12\/aplazamiento_verifactu_youtube_PICH-450x253.jpg 450w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2025\/12\/aplazamiento_verifactu_youtube_PICH-357x200.jpg 357w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2025\/12\/aplazamiento_verifactu_youtube_PICH.jpg 789w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>The announcement on December 2 that the entry into force of the new regulations on invoicing IT systems (SIF), known as <strong>Verifactu, has been postponed to January 1, 2027 for corporations and to the following July 1 for self-employed professionals<\/strong> and sole proprietorships opens a new opportunity for companies and professionals to <strong>prepare thoroughly and adopt the system best suited to their specific needs.<\/strong><\/p>\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:6dec0714-09a1-465a-aab1-39dd05535d23-8\" data-testid=\"conversation-turn-8\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] thread-sm:[--thread-content-margin:--spacing(6)] thread-lg:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] thread-lg:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"z-0 flex min-h-[46px] justify-start\"><\/div>\n<div class=\"mt-3 w-full empty:hidden\">\n<div class=\"text-center\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<div class=\"pointer-events-none h-px w-px\" aria-hidden=\"true\" data-edge=\"true\"><\/div>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-bece1ca9faa04b06b1c29ffed2d49ba8\">\n#top .hr.hr-invisible.av-av_hr-bece1ca9faa04b06b1c29ffed2d49ba8{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-av_hr-bece1ca9faa04b06b1c29ffed2d49ba8 hr-invisible  avia-builder-el-16  el_after_av_textblock  el_before_av_button '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div  class='avia-button-wrap av-mic88qrj-988045565f21fc7f4cba9bbb42a14d8f-wrap avia-button-center  avia-builder-el-17  el_after_av_hr  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/el-sistema-verifactu-ajornat-al-2027\/'  class='avia-button av-mic88qrj-988045565f21fc7f4cba9bbb42a14d8f av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Watch the video (Spanish) &amp; more information\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='youtube-play' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-2' aria-describedby='av-svg-desc-2' role=\"graphics-symbol\">\n<title id='av-svg-title-2'>Youtube-play<\/title>\n<desc id='av-svg-desc-2'>Youtube-play<\/desc>\n<path d=\"M12.704 20.128l8.64-4.448-8.64-4.512v8.96zM16 4.736q3.008 0 5.792 0.096t4.096 0.16l1.312 0.064q0 0 0.288 0.032t0.416 0.064 0.416 0.064 0.512 0.16 0.512 0.224 0.544 0.352 0.512 0.48q0.128 0.096 0.288 0.32t0.512 1.056 0.48 1.792q0.128 1.152 0.224 2.432t0.096 2.048v3.136q0.032 2.592-0.32 5.184-0.128 0.96-0.448 1.76t-0.576 1.12l-0.256 0.288q-0.224 0.256-0.512 0.48t-0.544 0.32-0.512 0.224-0.512 0.16-0.416 0.064-0.416 0.064-0.288 0.032q-4.48 0.352-11.2 0.352-3.68-0.064-6.432-0.128t-3.552-0.128l-0.896-0.096-0.64-0.064q-0.64-0.096-0.96-0.16t-0.928-0.384-0.992-0.736q-0.128-0.096-0.288-0.32t-0.512-1.056-0.48-1.792q-0.128-1.152-0.224-2.432t-0.096-2.048v-3.136q-0.032-2.592 0.32-5.184 0.128-0.992 0.448-1.76t0.576-1.12l0.256-0.288q0.256-0.288 0.512-0.48t0.544-0.352 0.512-0.224 0.512-0.16 0.416-0.064 0.416-0.064 0.288-0.032q4.48-0.32 11.2-0.32z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Watch the video (Spanish) &amp; more information<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3gdts00-9e3b5442922978b418e6405ff03f709b\">\n#top .hr.hr-invisible.av-3gdts00-9e3b5442922978b418e6405ff03f709b{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-3gdts00-9e3b5442922978b418e6405ff03f709b hr-invisible  avia-builder-el-18  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mic8ey1b-6bebadff3b17319e2e32bf04756af793 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/<\/span> Debts with the Administration under the Insolvency Reform Law: Different Criteria<\/h4>\n<hr \/>\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:6dec0714-09a1-465a-aab1-39dd05535d23-10\" data-testid=\"conversation-turn-12\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] thread-sm:[--thread-content-margin:--spacing(6)] thread-lg:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] thread-lg:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"a28562fb-06a4-4c06-82e0-13cb228b1c6b\" data-message-model-slug=\"gpt-5-1\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\">\n<p data-start=\"110\" data-end=\"414\" data-is-last-node=\"\" data-is-only-node=\"\">Commercial courts are issuing rulings applying different criteria regarding the discharge of debts owed to the Administration under the Insolvency Reform Law.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mic8fnsf-f45e354e30a7a0cfb3c112c242c9117f-wrap avia-button-center  avia-builder-el-20  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/deudas-con-la-administracion-en-la-ley-de-reforma-concursal-diferentes-criterios\/'  class='avia-button av-mic8fnsf-f45e354e30a7a0cfb3c112c242c9117f av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"More information (Spanish) \u00b7 victor.bueno@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >More information (Spanish) \u00b7 victor.bueno@pich.bnfix.com<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1qes4m2-0dbc464c0f371634048ea06a6bfc357c\">\n#top .hr.hr-invisible.av-1qes4m2-0dbc464c0f371634048ea06a6bfc357c{\nheight:100px;\n}\n<\/style>\n<div  class='hr av-1qes4m2-0dbc464c0f371634048ea06a6bfc357c hr-invisible  avia-builder-el-21  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-k2bo93-f9cb3931b829dbc11f69311fd845cf48 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"color: #78d64b;\">Agenda and Collaborations<\/span><\/h3>\n<\/div><\/section>\n<section  class='av_textblock_section av-m2lvquqb-7c49121280832a7abf6f5a810c230ca1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/ <span style=\"color: #000000;\">Conference: \u201cTaxation for Sustainable Economic Leadership\u201d<br \/>\n<\/span><\/span><\/h4>\n<hr \/>\n<p>Our partner Valent\u00ed Pich took part on December 5 in the conference \u201cTaxation for Sustainable Economic Leadership\u201d organized by the Department of Economy of the Generalitat and the Barcelona Institute of Economics. In the roundtable he participated in, Pich remarked, among other points, that the image of taxation in Catalonia must improve in order to convey trust, transparency, and legal certainty to society as a whole. This is, without a doubt, a shared challenge that requires dialogue and collaboration between the administration, businesses, and professionals.<\/p>\n<\/div><\/section>\n<section  class='av_textblock_section av-mh3lfc9y-3f4f22f5f5289687aa168e74f50c86b1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/ <span style=\"color: #000000;\">CILEA: International Forum on Anti-Corruption Policies and Actions<br \/>\n<\/span><\/span><\/h4>\n<hr \/>\n<p>Coinciding with International Anti-Corruption Day, CILEA (Latin Europe-America Integration Committee), chaired by Valent\u00ed Pich, organized on December 9 an online International Forum on Anti-Corruption Policies and Actions, featuring top-level specialists from across Ibero-America and Europe, including Oriol Amat, Professor of Economics at Universitat Pompeu Fabra, who spoke on \u201cFinancial Statements as a Tool for Detecting Fraud.\u201d After the keynote sessions, Pich presented the conclusions.<\/p>\n<p style=\"text-align: right;\"><strong><span style=\"color: #78d64b;\">\u2139\ufe0f <span style=\"color: #000000;\">More information about CILEA,<\/span>\u00a0<a style=\"color: #78d64b;\" href=\"https:\/\/cilea.economistas.es\/#inicio\" target=\"_blank\" rel=\"noopener\">HERE<\/a><\/span><\/strong><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-oastr9-c09d9100169d7a87dd0c56a71b61d154\">\n#top .hr.hr-invisible.av-oastr9-c09d9100169d7a87dd0c56a71b61d154{\nheight:100px;\n}\n<\/style>\n<div  class='hr av-oastr9-c09d9100169d7a87dd0c56a71b61d154 hr-invisible  avia-builder-el-25  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-14szfx6-4b89842ca2b45a69f2ba9c32710c7b63 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"color: #78d64b;\">Press &amp; Publications<\/span><\/h3>\n<\/div><\/section>\n<section  class='av_textblock_section av-wlbkwq-b4533d9b205b137d8af171942570432b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/ <\/span><strong data-start=\"43\" data-end=\"142\">\u201cIndexing Is Timely.\u201d Opinion Article by Valent\u00edn Pich in La Vanguardia, December 2<\/strong><\/h4>\n<hr \/>\n<p>An opinion piece in which Valent\u00edn Pich addresses the \u201cworrying phenomenon\u201d of the \u201cdisconnect between the rights and benefits demanded by the population and the real capacity of public policies to finance and manage them,\u201d as well as the need for citizens to have a breather after years of exceptional efforts. Food for thought.<\/p>\n<p style=\"text-align: center;\"><strong><span style=\"color: #000000;\">Read the full article (in Spanish), <span style=\"color: #78d64b;\"><a style=\"color: #78d64b;\" href=\"https:\/\/www.lavanguardia.com\/economia\/20251202\/11321078\/deflactar-oportuno.html\" target=\"_blank\" rel=\"noopener\">HERE<\/a><\/span><\/span><\/strong><\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-oukdk7-27c8b00562e09c4d5ca1f160d6b94919\">\n#top .hr.hr-invisible.av-oukdk7-27c8b00562e09c4d5ca1f160d6b94919{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-oukdk7-27c8b00562e09c4d5ca1f160d6b94919 hr-invisible  avia-builder-el-28  el_after_av_textblock  el_before_av_icon_box '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<article  class='iconbox iconbox_top av-wcx8nl-a0fc5df262aa1457da1c8420b6fc5236  avia-builder-el-29  el_after_av_hr  avia-builder-el-last  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\" aria-label=\"Icon: Read our previous Newsletters\"><div class='iconbox_icon heading-color avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue84e' data-av_iconfont='entypo-fontello' title=\"Read our previous Newsletters\" desc=\"Read our previous Newsletters\" ><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='https:\/\/pich.bnfix.com\/en\/comunicacio\/newsletter\/' title='Read our previous Newsletters'  target=\"_blank\"  rel=\"noopener noreferrer\" >Read our previous Newsletters<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article>\n","protected":false},"excerpt":{"rendered":"<p>After 20 years of sharing our newsletter every month, this Christmas, as usual, we want to wish you happy holidays and, inspired by the spirit around us, reflect on the role of companies in society.<\/p>\n","protected":false},"author":2,"featured_media":24982,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[215],"tags":[659,195],"class_list":["post-31061","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-newsletter-es-en","tag-news-en","tag-newsletter-en"],"_links":{"self":[{"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/posts\/31061","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/comments?post=31061"}],"version-history":[{"count":7,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/posts\/31061\/revisions"}],"predecessor-version":[{"id":31518,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/posts\/31061\/revisions\/31518"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/media\/24982"}],"wp:attachment":[{"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/media?parent=31061"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/categories?post=31061"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/tags?post=31061"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}