{"id":31439,"date":"2026-01-24T23:14:40","date_gmt":"2026-01-24T22:14:40","guid":{"rendered":"https:\/\/pich.bnfix.com\/?p=31439"},"modified":"2026-01-26T16:33:08","modified_gmt":"2026-01-26T15:33:08","slug":"newsletter-january-2026","status":"publish","type":"post","link":"https:\/\/pich.bnfix.com\/en\/newsletter-january-2026\/","title":{"rendered":"Newsletter January 2026"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9v6ml1t-062c70ade5f6b0ba745773b5dd890ab6\">\n#top .av-special-heading.av-9v6ml1t-062c70ade5f6b0ba745773b5dd890ab6{\npadding-bottom:10px;\ncolor:#78d64b;\n}\nbody .av-special-heading.av-9v6ml1t-062c70ade5f6b0ba745773b5dd890ab6 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-9v6ml1t-062c70ade5f6b0ba745773b5dd890ab6 .special-heading-inner-border{\nborder-color:#78d64b;\n}\n.av-special-heading.av-9v6ml1t-062c70ade5f6b0ba745773b5dd890ab6 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-9v6ml1t-062c70ade5f6b0ba745773b5dd890ab6 av-special-heading-h3 custom-color-heading  avia-builder-el-0  el_before_av_textblock  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Newsletter 209 BNFIX PICH<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<section  class='av_textblock_section av-9hnjv1t-692aa754ae72deecd2d3b2727aeefee1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h6 style=\"text-align: right;\"><span style=\"color: #78d64b;\"><em>People, principles, services<\/em><\/span><\/h6>\n<\/div><\/section>\n<section  class='av_textblock_section av-rs6nkh-3f99e031dbe55520abe72b2843d0a02b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>January 2026<\/h2>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-wmmltd-5ddbbc869f07a37b281d8f62e1ee2ec9\">\n#top .hr.hr-invisible.av-wmmltd-5ddbbc869f07a37b281d8f62e1ee2ec9{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-wmmltd-5ddbbc869f07a37b281d8f62e1ee2ec9 hr-invisible  avia-builder-el-3  el_after_av_textblock  el_before_av_image '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mj7g38hd-4f5cb738665ab13493b63ceaeb6c9441\">\n.avia-image-container.av-mj7g38hd-4f5cb738665ab13493b63ceaeb6c9441 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-mj7g38hd-4f5cb738665ab13493b63ceaeb6c9441 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-mj7g38hd-4f5cb738665ab13493b63ceaeb6c9441 av-styling- avia-align-center  avia-builder-el-4  el_after_av_hr  el_before_av_textblock '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-31440 avia-img-lazy-loading-not-31440 avia_image ' src=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/01\/ChatGPT-Image-19-ene-2026-17_19_10_1200x400.png\" alt='' title='ChatGPT Image 19 ene 2026, 17_19_10_1200x400'  height=\"400\" width=\"1200\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/01\/ChatGPT-Image-19-ene-2026-17_19_10_1200x400.png 1200w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/01\/ChatGPT-Image-19-ene-2026-17_19_10_1200x400-300x100.png 300w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/01\/ChatGPT-Image-19-ene-2026-17_19_10_1200x400-1030x343.png 1030w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/01\/ChatGPT-Image-19-ene-2026-17_19_10_1200x400-768x256.png 768w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/01\/ChatGPT-Image-19-ene-2026-17_19_10_1200x400-310x103.png 310w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/01\/ChatGPT-Image-19-ene-2026-17_19_10_1200x400-450x150.png 450w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/01\/ChatGPT-Image-19-ene-2026-17_19_10_1200x400-357x119.png 357w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/div><\/div><\/div>\n<section  class='av_textblock_section av-8i6lcs1-02ce9adea9144f7d96f08f3b18d67957 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Dear all,<\/p>\n<div>\n<p>The first newsletter of the new year 2026 opens with a short interview by Alba Pich with Vicen\u00e7 del Mar, President of the <em>Associaci\u00f3 de Joves Empresaris de Catalunya<\/em> (AIJEC), discussing the role of the association in supporting young business owners and promoting entrepreneurship.<\/p>\n<p>It also includes the latest legal updates in tax, labour and corporate matters, highlighting, among others, the new regularisation of self-employed workers\u2019 social security contributions, the opening of the deadline to prepare workplace sustainable mobility plans, and the new accounting moratorium introduced to address the effects of the COVID-19 pandemic.<\/p>\n<p>In the final section, we invite you to read an article on the economic outlook report and forecasts for 2026 published by the Institute of Business Studies (IEE).<\/p>\n<\/div>\n<p><b>Mireia Guarro \u00b7 mireia.guarro@pich.bnfix.com<\/b><\/p>\n<p>Partner, <strong>BNFI<span style=\"color: #78d64b;\">X<\/span> PICH AUDIT<\/strong><\/p>\n<h5 style=\"text-align: center;\"><\/h5>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxuaf6mr-5e3a5ed00e0b5f1219d31d2382b3d281\">\n#top .hr.hr-invisible.av-lxuaf6mr-5e3a5ed00e0b5f1219d31d2382b3d281{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-lxuaf6mr-5e3a5ed00e0b5f1219d31d2382b3d281 hr-invisible  avia-builder-el-6  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-7omnqr5-25f4a96ee6c4eea42520056d73a26778 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"color: #78d64b;\">Highlights<\/span><\/h3>\n<\/div><\/section>\n<section  class='av_textblock_section av-lrxuk4a8-4508e30797587328122d71ed8de72782 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\u25b6\u00a0<\/span><span style=\"color: #78d64b;\">Video <\/span><\/h4>\n<h3>AIJEC: Driving the growth of young entrepreneurs<\/h3>\n<hr \/>\n<p><a href=\"https:\/\/youtu.be\/6kFM3L_EmPE\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-31448 size-medium\" src=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/01\/youtube_AIJEC_PICH-300x168.jpg\" alt=\"\" width=\"300\" height=\"168\" srcset=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/01\/youtube_AIJEC_PICH-300x168.jpg 300w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/01\/youtube_AIJEC_PICH-768x430.jpg 768w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/01\/youtube_AIJEC_PICH-310x174.jpg 310w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/01\/youtube_AIJEC_PICH-450x252.jpg 450w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/01\/youtube_AIJEC_PICH-357x200.jpg 357w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/01\/youtube_AIJEC_PICH.jpg 791w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n<p><strong>Vicen\u00e7 del Mar, President of <a href=\"https:\/\/aijec.cat\/en\/\" target=\"_blank\" rel=\"noopener\">AIJEC<\/a><\/strong> (Association of Young Entrepreneurs of Catalonia)\u00a0since mid-2025, speaks with <strong>Alba Pich<\/strong> about the main pillars of his presidency, focused on <strong>rejuvenating the association, promoting talent\u2014especially female talent\u2014and strengthening the young entrepreneurial ecosystem.<\/strong><\/p>\n<p>Del Mar, who is also CEO of Hidemsas, points out that one of <strong>the major challenges facing Catalan entrepreneurship<\/strong> is making it easier to create companies so that they can later grow and consolidate, an objective addressed by the AIJEC Impulsa programme. He also highlights the difficulty of starting a business with personal resources due to the fear of losing one\u2019s primary residence, which is why the association is working to make it non-seizable. In addition, he advocates for incentives for first hires and the simplification of administrative procedures to better support young entrepreneurship.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2polfhr-3f0309f6fbf2df9c48fcb4c22e611e33\">\n#top .hr.hr-invisible.av-2polfhr-3f0309f6fbf2df9c48fcb4c22e611e33{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-2polfhr-3f0309f6fbf2df9c48fcb4c22e611e33 hr-invisible  avia-builder-el-9  el_after_av_textblock  el_before_av_button '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div  class='avia-button-wrap av-m2lv7idp-afdc9fc206027ad69610a78f46dc15a1-wrap avia-button-center  avia-builder-el-10  el_after_av_hr  el_before_av_hr '><a href='https:\/\/youtu.be\/6kFM3L_EmPE'  class='avia-button av-m2lv7idp-afdc9fc206027ad69610a78f46dc15a1 av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Watch the interview (Catalan)\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='youtube-play' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-1' aria-describedby='av-svg-desc-1' role=\"graphics-symbol\">\n<title id='av-svg-title-1'>Youtube-play<\/title>\n<desc id='av-svg-desc-1'>Youtube-play<\/desc>\n<path d=\"M12.704 20.128l8.64-4.448-8.64-4.512v8.96zM16 4.736q3.008 0 5.792 0.096t4.096 0.16l1.312 0.064q0 0 0.288 0.032t0.416 0.064 0.416 0.064 0.512 0.16 0.512 0.224 0.544 0.352 0.512 0.48q0.128 0.096 0.288 0.32t0.512 1.056 0.48 1.792q0.128 1.152 0.224 2.432t0.096 2.048v3.136q0.032 2.592-0.32 5.184-0.128 0.96-0.448 1.76t-0.576 1.12l-0.256 0.288q-0.224 0.256-0.512 0.48t-0.544 0.32-0.512 0.224-0.512 0.16-0.416 0.064-0.416 0.064-0.288 0.032q-4.48 0.352-11.2 0.352-3.68-0.064-6.432-0.128t-3.552-0.128l-0.896-0.096-0.64-0.064q-0.64-0.096-0.96-0.16t-0.928-0.384-0.992-0.736q-0.128-0.096-0.288-0.32t-0.512-1.056-0.48-1.792q-0.128-1.152-0.224-2.432t-0.096-2.048v-3.136q-0.032-2.592 0.32-5.184 0.128-0.992 0.448-1.76t0.576-1.12l0.256-0.288q0.256-0.288 0.512-0.48t0.544-0.352 0.512-0.224 0.512-0.16 0.416-0.064 0.416-0.064 0.288-0.032q4.48-0.32 11.2-0.32z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Watch the interview (Catalan)<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-j2ylqt-8a3455f6ce34f3559714ca5c280e130c\">\n#top .hr.hr-invisible.av-j2ylqt-8a3455f6ce34f3559714ca5c280e130c{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-j2ylqt-8a3455f6ce34f3559714ca5c280e130c hr-invisible  avia-builder-el-11  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mfof2qqs-543c27afcad3bca0d63eb83a809d25a2 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/<\/span> Tax updates for 2026: What should we keep in mind?<\/h4>\n<hr \/>\n<p data-start=\"55\" data-end=\"415\">The new year has arrived with several tax changes affecting self-employed professionals, companies and individuals, and impacting Personal Income Tax (IRPF), Corporate Income Tax (IS) and VAT. In addition, following the postponement of the Verifactu system, an extraordinary deadline has been approved to opt out of the Immediate Supply of Information VAT system (SII) and to withdraw from the Monthly VAT Refund Scheme (REDEME).<\/p>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mfof30pa-cc7bacc20571f58e028328b9331133ca-wrap avia-button-center  avia-builder-el-13  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/novedades-fiscales-de-2026-que-debemos-tener-en-cuenta\/'  class='avia-button av-mfof30pa-cc7bacc20571f58e028328b9331133ca av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"More information (Spanish) \u00b7 andrea.oro@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >More information (Spanish) \u00b7 andrea.oro@pich.bnfix.com<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3gdts00-9e3b5442922978b418e6405ff03f709b\">\n#top .hr.hr-invisible.av-3gdts00-9e3b5442922978b418e6405ff03f709b{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-3gdts00-9e3b5442922978b418e6405ff03f709b hr-invisible  avia-builder-el-14  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mic8ey1b-6bebadff3b17319e2e32bf04756af793 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/<\/span> Labour updates for 2026 and pending proposals<\/h4>\n<hr \/>\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:6dec0714-09a1-465a-aab1-39dd05535d23-10\" data-testid=\"conversation-turn-12\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] thread-sm:[--thread-content-margin:--spacing(6)] thread-lg:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] thread-lg:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"a28562fb-06a4-4c06-82e0-13cb228b1c6b\" data-message-model-slug=\"gpt-5-1\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\">\n<p data-start=\"110\" data-end=\"414\" data-is-last-node=\"\" data-is-only-node=\"\">In addition to tax developments, 2026 has brought several new measures and extensions in the labour sphere. Key highlights include the extension of the minimum wage (SMI) and the self\u2011employed contribution brackets, the increase in the maximum contribution base, and the local public holiday calendar, among others. Furthermore, a number of initiatives promoted by the Ministry of Labour that were not approved in 2025 remain pending and are still awaiting clarification on whether they will move forward.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mksvx9pb-28c69f5483144b82db9829322500f627-wrap avia-button-center  avia-builder-el-16  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/novedades-y-prorrogas-en-materia-laboral-para-2026\/'  class='avia-button av-mksvx9pb-28c69f5483144b82db9829322500f627 av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"More information (Spanish) \u00b7 javier.iglesias@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >More information (Spanish) \u00b7 javier.iglesias@pich.bnfix.com<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3efmsrz-47d45ddf7dcceac6153d4b2920409277\">\n#top .hr.hr-invisible.av-3efmsrz-47d45ddf7dcceac6153d4b2920409277{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-3efmsrz-47d45ddf7dcceac6153d4b2920409277 hr-invisible  avia-builder-el-17  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mksvzzua-be51303f8fa94fa8f36209da2d6767c1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/<\/span> In 2026, a new regularisation of self\u2011employed contributions<\/h4>\n<hr \/>\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:6dec0714-09a1-465a-aab1-39dd05535d23-10\" data-testid=\"conversation-turn-12\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] thread-sm:[--thread-content-margin:--spacing(6)] thread-lg:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] thread-lg:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"a28562fb-06a4-4c06-82e0-13cb228b1c6b\" data-message-model-slug=\"gpt-5-1\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\">\n<p data-start=\"110\" data-end=\"414\" data-is-last-node=\"\" data-is-only-node=\"\">This January marks the start of the process to regularise the contribution bases and social security contributions for self\u2011employed workers relating to the year 2024. The procedure will be carried out in several phases.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mksw15o1-fbfb6fec9a93e9110bd2b7a036116fb2-wrap avia-button-center  avia-builder-el-19  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/en-2026-regularizacion-de-las-cuotas-de-autonomos-de-2024\/'  class='avia-button av-mksw15o1-fbfb6fec9a93e9110bd2b7a036116fb2 av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"More information (Spanish) \u00b7 sara.bueno@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >More information (Spanish) \u00b7 sara.bueno@pich.bnfix.com<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2ujxmhb-7459cd693edf36be8da1ac554f72c223\">\n#top .hr.hr-invisible.av-2ujxmhb-7459cd693edf36be8da1ac554f72c223{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-2ujxmhb-7459cd693edf36be8da1ac554f72c223 hr-invisible  avia-builder-el-20  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mksw3d72-f871b94b41edaf2bbe0829a730baf7d6 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/<\/span> Sustainable workplace mobility plans: two years to prepare them<\/h4>\n<hr \/>\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:6dec0714-09a1-465a-aab1-39dd05535d23-10\" data-testid=\"conversation-turn-12\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] thread-sm:[--thread-content-margin:--spacing(6)] thread-lg:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] thread-lg:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"a28562fb-06a4-4c06-82e0-13cb228b1c6b\" data-message-model-slug=\"gpt-5-1\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\">\n<p data-start=\"110\" data-end=\"414\" data-is-last-node=\"\" data-is-only-node=\"\">On 5 December, the Sustainable Mobility Act came into force, requiring workplace mobility plans for companies with more than 200 employees, or 100 employees per shift, whose usual workplace is the relevant activity centre. Companies subject to this obligation have a two\u2011year deadline to prepare and implement these plans.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mic8fnsf-69e36a39209ed7a834391e8df579e14c-wrap avia-button-center  avia-builder-el-22  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/planes-de-movilidad-sostenible-al-trabajo-las-empresas-obligadas-tienen-dos-anos-para-prepararlo\/'  class='avia-button av-mic8fnsf-69e36a39209ed7a834391e8df579e14c av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"More information (Spanish) \u00b7 montse.teruel@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >More information (Spanish) \u00b7 montse.teruel@pich.bnfix.com<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8s3pbj-33afdde61c16b8d01b8c16de34e2d18f\">\n#top .hr.hr-invisible.av-8s3pbj-33afdde61c16b8d01b8c16de34e2d18f{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-8s3pbj-33afdde61c16b8d01b8c16de34e2d18f hr-invisible  avia-builder-el-23  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mksw75qb-72ecf3c5446732bfbc7108e0bac43300 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/<\/span> Local public holiday calendar in Catalonia for 2026<\/h4>\n<hr \/>\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:6dec0714-09a1-465a-aab1-39dd05535d23-10\" data-testid=\"conversation-turn-12\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] thread-sm:[--thread-content-margin:--spacing(6)] thread-lg:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] thread-lg:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"a28562fb-06a4-4c06-82e0-13cb228b1c6b\" data-message-model-slug=\"gpt-5-1\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\">\n<p data-start=\"110\" data-end=\"414\" data-is-last-node=\"\" data-is-only-node=\"\">The Official Gazette of the Government of Catalonia (DOGC) of 11 December published the Order approving the local public holiday calendar in Catalonia for 2026. This publication, together with the regional public holidays published last April, enables companies to draw up their annual working calendar for this year, as required by the Workers\u2019 Statute.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mksw85de-f9225a8062b08f6a679626a45e11a9ea-wrap avia-button-center  avia-builder-el-25  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/calendari-oficial-de-festes-laborals-a-catalunya-pel-2026\/'  class='avia-button av-mksw85de-f9225a8062b08f6a679626a45e11a9ea av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"More information (Spanish) \u00b7 melania.martin@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >More information (Spanish) \u00b7 melania.martin@pich.bnfix.com<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-20wq4mn-45eaf49d2df6333f62e718ad7a6c2d78\">\n#top .hr.hr-invisible.av-20wq4mn-45eaf49d2df6333f62e718ad7a6c2d78{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-20wq4mn-45eaf49d2df6333f62e718ad7a6c2d78 hr-invisible  avia-builder-el-26  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mksw9o7r-2ef4f158cdf4dd03bd5afdd0355e08a8 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/<\/span> Extension of the accounting moratorium: how does it affect insolvency proceedings?<\/h4>\n<hr \/>\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:6dec0714-09a1-465a-aab1-39dd05535d23-10\" data-testid=\"conversation-turn-12\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] thread-sm:[--thread-content-margin:--spacing(6)] thread-lg:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] thread-lg:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"a28562fb-06a4-4c06-82e0-13cb228b1c6b\" data-message-model-slug=\"gpt-5-1\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\">\n<p data-start=\"110\" data-end=\"414\" data-is-last-node=\"\" data-is-only-node=\"\">The Government has approved a further extension of the so\u2011called accounting moratorium. As a result, losses incurred in the 2020 and 2021 financial years as a consequence of the COVID\u201119 pandemic will not be taken into account until the close of the financial year beginning in 2026 when assessing whether a company meets the grounds for dissolution established under the Spanish Companies Act (Ley de Sociedades de Capital).<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mkswa8op-308166884a724bb9420a69455324a4a2-wrap avia-button-center  avia-builder-el-28  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/nueva-prorroga-de-la-moratoria-contable-por-la-covid-19-como-afecta-al-concurso\/'  class='avia-button av-mkswa8op-308166884a724bb9420a69455324a4a2 av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"More information (Spanish) \u00b7 victor.bueno@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >More information (Spanish) \u00b7 victor.bueno@pich.bnfix.com<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1jf238v-a3e6f6eeda9ff81ac37782d4d7c90d9f\">\n#top .hr.hr-invisible.av-1jf238v-a3e6f6eeda9ff81ac37782d4d7c90d9f{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-1jf238v-a3e6f6eeda9ff81ac37782d4d7c90d9f hr-invisible  avia-builder-el-29  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-14szfx6-1999cd1f903ece714591f0aa70299e12 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"color: #78d64b;\">Agenda and collaborations<br \/>\n<\/span><\/h3>\n<\/div><\/section>\n<section  class='av_textblock_section av-wlbkwq-b4533d9b205b137d8af171942570432b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/ <\/span><strong data-start=\"43\" data-end=\"142\">Valent\u00ed Pich at the meeting of Foment del Treball\u2019s Reduced Tax Committee<br \/>\n<\/strong><\/h4>\n<hr \/>\n<p>On Monday, 26 January, our partner <strong>Valent\u00ed Pich<\/strong> took part in the Reduced Tax Committee of Foment del Treball, a meeting that included an address by <strong>Antoni Fern\u00e1ndez<\/strong>, Secretary for Tax Affairs at the Department of Economy and Finance, to discuss the main initiatives and challenges in tax matters.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4vpovj-20631c9fd1f539a57edcd0ad10deda33\">\n#top .hr.hr-invisible.av-4vpovj-20631c9fd1f539a57edcd0ad10deda33{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-4vpovj-20631c9fd1f539a57edcd0ad10deda33 hr-invisible  avia-builder-el-32  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-18itpwv-dc800cf113719614301cb8cd2ba32181 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"color: #78d64b;\">Press &amp; Publications<\/span><\/h3>\n<\/div><\/section>\n<section  class='av_textblock_section av-oe2r7z-c05602cc31b52d8899a497de85b0acf7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/ <\/span><strong data-start=\"43\" data-end=\"142\">Extensive growth and macroeconomic duality in Spain: imbalances and low productivity<br \/>\n<\/strong><\/h4>\n<hr \/>\n<p><strong>Institute of Economic Studies (IEE)<\/strong><br \/>\n<span style=\"color: #999999;\">December 2025<\/span><br \/>\nThe studies published by the Institute of Economic Studies (IEE) are always highly recommended. On this occasion, the report analyses the macroeconomic situation in 2025, a year marked by strong global growth dynamics, and offers a set of forecasts for the year we have just begun.<br \/>\nIn the case of the Spanish economy, the report points to robust growth of 2.9% in the past year, although signs of deceleration are already emerging. At the same time, Spain faces a number of structural challenges, including low productivity\u20143.6% below 2019 levels\u2014a decline in investment in capital goods, and a high tax burden, among other factors.<\/p>\n<p style=\"text-align: center;\"><strong><span style=\"color: #000000;\">Read the study (in Spanish), <span style=\"color: #78d64b;\"><a style=\"color: #78d64b;\" href=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/01\/Coyuntura-Economica-N.o-83-Diciembre-2025.-Crecimiento-extensivo-y-dualidad-macroeconomica.pdf\" target=\"_blank\" rel=\"noopener\">HERE<\/a><\/span><\/span><\/strong><\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-wirg7j-c8ccdffcd94a1e58c46debf81b3ab445\">\n#top .hr.hr-invisible.av-wirg7j-c8ccdffcd94a1e58c46debf81b3ab445{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-wirg7j-c8ccdffcd94a1e58c46debf81b3ab445 hr-invisible  avia-builder-el-35  el_after_av_textblock  el_before_av_icon_box '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<article  class='iconbox iconbox_top av-wcx8nl-a0fc5df262aa1457da1c8420b6fc5236  avia-builder-el-36  el_after_av_hr  avia-builder-el-last  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\" aria-label=\"Icon: Read our previous Newsletters\"><div class='iconbox_icon heading-color avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue84e' data-av_iconfont='entypo-fontello' title=\"Read our previous Newsletters\" desc=\"Read our previous Newsletters\" ><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='https:\/\/pich.bnfix.com\/en\/comunicacio\/newsletter\/' title='Read our previous Newsletters'  target=\"_blank\"  rel=\"noopener noreferrer\" >Read our previous Newsletters<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article>\n","protected":false},"excerpt":{"rendered":"<p>The first newsletter of the new year 2026 opens with a short interview by Alba Pich with Vicen\u00e7 de Mar, President of the Associaci\u00f3 de Joves Empresaris de Catalunya (AIJEC), discussing the role of the association in supporting young business owners and promoting entrepreneurship.<\/p>\n","protected":false},"author":2,"featured_media":24982,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[215],"tags":[659,195],"class_list":["post-31439","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-newsletter-es-en","tag-news-en","tag-newsletter-en"],"_links":{"self":[{"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/posts\/31439","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/comments?post=31439"}],"version-history":[{"count":10,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/posts\/31439\/revisions"}],"predecessor-version":[{"id":31517,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/posts\/31439\/revisions\/31517"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/media\/24982"}],"wp:attachment":[{"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/media?parent=31439"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/categories?post=31439"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/tags?post=31439"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}