{"id":32034,"date":"2026-03-25T15:32:07","date_gmt":"2026-03-25T14:32:07","guid":{"rendered":"https:\/\/pich.bnfix.com\/?p=32034"},"modified":"2026-03-25T15:32:07","modified_gmt":"2026-03-25T14:32:07","slug":"newsletter-march2026","status":"publish","type":"post","link":"https:\/\/pich.bnfix.com\/en\/newsletter-march2026\/","title":{"rendered":"Newsletter March2026"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9v6ml1t-79a332bbc4ab6b223586841ff4e71e52\">\n#top .av-special-heading.av-9v6ml1t-79a332bbc4ab6b223586841ff4e71e52{\npadding-bottom:10px;\ncolor:#78d64b;\n}\nbody .av-special-heading.av-9v6ml1t-79a332bbc4ab6b223586841ff4e71e52 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-9v6ml1t-79a332bbc4ab6b223586841ff4e71e52 .special-heading-inner-border{\nborder-color:#78d64b;\n}\n.av-special-heading.av-9v6ml1t-79a332bbc4ab6b223586841ff4e71e52 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-9v6ml1t-79a332bbc4ab6b223586841ff4e71e52 av-special-heading-h3 custom-color-heading  avia-builder-el-0  el_before_av_textblock  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Newsletter 211 BNFIX PICH<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<section  class='av_textblock_section av-9hnjv1t-692aa754ae72deecd2d3b2727aeefee1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h6 style=\"text-align: right;\"><span style=\"color: #78d64b;\"><em>People, principles, services<\/em><\/span><\/h6>\n<\/div><\/section>\n<section  class='av_textblock_section av-rs6nkh-3f99e031dbe55520abe72b2843d0a02b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>March 2026<\/h2>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-wmmltd-5ddbbc869f07a37b281d8f62e1ee2ec9\">\n#top .hr.hr-invisible.av-wmmltd-5ddbbc869f07a37b281d8f62e1ee2ec9{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-wmmltd-5ddbbc869f07a37b281d8f62e1ee2ec9 hr-invisible  avia-builder-el-3  el_after_av_textblock  el_before_av_image '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mj7g38hd-4fe46f3291ad1ac466cdd6ebbd33686d\">\n.avia-image-container.av-mj7g38hd-4fe46f3291ad1ac466cdd6ebbd33686d img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-mj7g38hd-4fe46f3291ad1ac466cdd6ebbd33686d .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-mj7g38hd-4fe46f3291ad1ac466cdd6ebbd33686d av-styling- avia-align-center  avia-builder-el-4  el_after_av_hr  el_before_av_textblock '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-32035 avia-img-lazy-loading-not-32035 avia_image ' src=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/freepik__modern-bright-office-desk-with-sleek-open-laptop-s__68490_PICH_1500x430.jpg\" alt='' title='freepik__modern-bright-office-desk-with-sleek-open-laptop-s__68490_PICH_1500x430'  height=\"430\" width=\"1500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/freepik__modern-bright-office-desk-with-sleek-open-laptop-s__68490_PICH_1500x430.jpg 1500w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/freepik__modern-bright-office-desk-with-sleek-open-laptop-s__68490_PICH_1500x430-300x86.jpg 300w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/freepik__modern-bright-office-desk-with-sleek-open-laptop-s__68490_PICH_1500x430-1030x295.jpg 1030w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/freepik__modern-bright-office-desk-with-sleek-open-laptop-s__68490_PICH_1500x430-768x220.jpg 768w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/freepik__modern-bright-office-desk-with-sleek-open-laptop-s__68490_PICH_1500x430-310x89.jpg 310w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/freepik__modern-bright-office-desk-with-sleek-open-laptop-s__68490_PICH_1500x430-450x129.jpg 450w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/freepik__modern-bright-office-desk-with-sleek-open-laptop-s__68490_PICH_1500x430-357x102.jpg 357w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/div><\/div><\/div>\n<section  class='av_textblock_section av-8i6lcs1-02ce9adea9144f7d96f08f3b18d67957 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Dear all,<\/p>\n<div>\n<div>\n<p>With spring just beginning, we are pleased to share our March newsletter, which opens with an interview with <strong>Joan Cavall\u00e9<\/strong>, who served as CEO of Caixa Enginyers for 19 years. He explains <strong>the secret behind the institution\u2019s success\u2014having survived the major financial crisis<\/strong> that wiped out most of Spain\u2019s savings banks.<\/p>\n<div>We also review the recent <strong>measures approved by the Government to mitigate the effects of the wars in Iran and the Middle East<\/strong>, and we remind you of the filing deadline for <strong>Form 720<\/strong> and the <strong>deadline to register the person responsible for the whistleblowing channel<\/strong>. We further discuss the <strong>new Forms 420, 421 and 422<\/strong>, the <strong>update of the Minimum Interprofessional Wage<\/strong> (SMI), the <strong>transfer of rights and employment obligations when companies change ownership or activity<\/strong>, and the <strong>tax implications of withdrawing pension plans<\/strong>, among other matters.<\/div>\n<\/div>\n<p>The newsletter is completed with our <strong>agenda<\/strong> section\u2014featuring some of our recent activities\u2014and a <strong>publications<\/strong> section, where we invite you to read various reports and studies on economic topics, as well as an obituary of <strong>Roque de las Her<\/strong>as, an exemplary entrepreneur.<\/p>\n<p>We take this opportunity to wish you a restful break during the Easter holiday period.<\/p>\n<p><strong>Angel Oro \u00b7 angel.oro@pich.bnfix.com<\/strong><\/p>\n<p>Partner, Head of Tax Department<br \/>\n<strong>BNFI<span style=\"color: #78d64b;\">X<\/span> PICH <\/strong>TAX LEGAL<\/p>\n<\/div>\n<h5 style=\"text-align: center;\"><\/h5>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxuaf6mr-5e3a5ed00e0b5f1219d31d2382b3d281\">\n#top .hr.hr-invisible.av-lxuaf6mr-5e3a5ed00e0b5f1219d31d2382b3d281{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-lxuaf6mr-5e3a5ed00e0b5f1219d31d2382b3d281 hr-invisible  avia-builder-el-6  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-7omnqr5-25f4a96ee6c4eea42520056d73a26778 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"color: #78d64b;\">Highlights<\/span><\/h3>\n<\/div><\/section>\n<section  class='av_textblock_section av-lrxuk4a8-4508e30797587328122d71ed8de72782 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\u25b6\u00a0<\/span><span style=\"color: #78d64b;\">Video <\/span><\/h4>\n<h2>Keys to Surviving Financial Uncertainty<\/h2>\n<h5>Video interview with Joan Cavall\u00e9, CEO of Caixa Enginyers for 19 years<\/h5>\n<hr \/>\n<p><a href=\"https:\/\/pich.bnfix.com\/claves-para-sobrevivir-en-la-incertidumbre-financiera\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-32131 size-medium\" src=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/youtube_PICH-300x171.jpg\" alt=\"\" width=\"300\" height=\"171\" srcset=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/youtube_PICH-300x171.jpg 300w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/youtube_PICH-768x438.jpg 768w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/youtube_PICH-310x177.jpg 310w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/youtube_PICH-450x257.jpg 450w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/youtube_PICH-350x200.jpg 350w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/youtube_PICH.jpg 778w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n<p><strong>Joan Cavall\u00e9<\/strong>, who served as CEO of Caixa d\u2019Enginyers for 19 years until his retirement in 2024, speaks with Valent\u00ed Pich about the evolution of the institution and the key factors that enabled its survival during the financial crisis that led to the disappearance of most savings banks.<\/p>\n<p><strong>In a context marked by uncertainty, regulatory pressure and new global risks, Cavall\u00e9 underscores the importance of returning to the fundamentals of sound management<\/strong>: a financial vision focused on serving people and a clear purpose that guides the business model.<\/p>\n<p>The conversation addresses essential topics such as <strong>risk management<\/strong>, <strong>consistency in financial decision\u2011making<\/strong>, the <strong>challenges<\/strong> of the current economic environment, and the need to maintain <strong>prudence<\/strong>, <strong>transparency<\/strong> and <strong>coherence<\/strong> to ensure <strong>sustainable growth<\/strong>.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2polfhr-3f0309f6fbf2df9c48fcb4c22e611e33\">\n#top .hr.hr-invisible.av-2polfhr-3f0309f6fbf2df9c48fcb4c22e611e33{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-2polfhr-3f0309f6fbf2df9c48fcb4c22e611e33 hr-invisible  avia-builder-el-9  el_after_av_textblock  el_before_av_button '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div  class='avia-button-wrap av-m2lv7idp-f2be7ee2ffdf9af6202054c49b492752-wrap avia-button-center  avia-builder-el-10  el_after_av_hr  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/claves-para-sobrevivir-en-la-incertidumbre-financiera\/'  class='avia-button av-m2lv7idp-f2be7ee2ffdf9af6202054c49b492752 av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Watch the interview (Spanish)\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='youtube-play' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-1' aria-describedby='av-svg-desc-1' role=\"graphics-symbol\">\n<title id='av-svg-title-1'>Youtube-play<\/title>\n<desc id='av-svg-desc-1'>Youtube-play<\/desc>\n<path d=\"M12.704 20.128l8.64-4.448-8.64-4.512v8.96zM16 4.736q3.008 0 5.792 0.096t4.096 0.16l1.312 0.064q0 0 0.288 0.032t0.416 0.064 0.416 0.064 0.512 0.16 0.512 0.224 0.544 0.352 0.512 0.48q0.128 0.096 0.288 0.32t0.512 1.056 0.48 1.792q0.128 1.152 0.224 2.432t0.096 2.048v3.136q0.032 2.592-0.32 5.184-0.128 0.96-0.448 1.76t-0.576 1.12l-0.256 0.288q-0.224 0.256-0.512 0.48t-0.544 0.32-0.512 0.224-0.512 0.16-0.416 0.064-0.416 0.064-0.288 0.032q-4.48 0.352-11.2 0.352-3.68-0.064-6.432-0.128t-3.552-0.128l-0.896-0.096-0.64-0.064q-0.64-0.096-0.96-0.16t-0.928-0.384-0.992-0.736q-0.128-0.096-0.288-0.32t-0.512-1.056-0.48-1.792q-0.128-1.152-0.224-2.432t-0.096-2.048v-3.136q-0.032-2.592 0.32-5.184 0.128-0.992 0.448-1.76t0.576-1.12l0.256-0.288q0.256-0.288 0.512-0.48t0.544-0.352 0.512-0.224 0.512-0.16 0.416-0.064 0.416-0.064 0.288-0.032q4.48-0.32 11.2-0.32z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Watch the interview (Spanish)<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-j2ylqt-8a3455f6ce34f3559714ca5c280e130c\">\n#top .hr.hr-invisible.av-j2ylqt-8a3455f6ce34f3559714ca5c280e130c{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-j2ylqt-8a3455f6ce34f3559714ca5c280e130c hr-invisible  avia-builder-el-11  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mfof2qqs-543c27afcad3bca0d63eb83a809d25a2 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/<\/span> Measures to Mitigate the Economic and Social Effects of the Wars in Iran and the Middle East<\/h4>\n<hr \/>\n<p data-start=\"55\" data-end=\"415\">On 20 March, the Government approved <strong>two Royal Decree\u2011Laws introducing measures to mitigate the economic and social effects that the wars in Iran and the Middle East are having (or will soon have) on Spanish companies and households.<\/strong><br \/>\nGiven the scope and broad impact of the measures adopted \u2014 which must be ratified by Parliament within 30 days \u2014 we summarise the most significant ones below.<\/p>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mfof30pa-b91ce3cf1a27d2b606da364daff56b3a-wrap avia-button-center  avia-builder-el-13  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/en\/el-31-de-marzo-ultimo-dia-para-presentar-la-declaracion-de-bienes-y-derechos-en-el-extranjero-modelo-720\/'  class='avia-button av-mfof30pa-b91ce3cf1a27d2b606da364daff56b3a av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"More information \u00b7 carolina.mateo@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >More information \u00b7 carolina.mateo@pich.bnfix.com<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3efmsrz-47d45ddf7dcceac6153d4b2920409277\">\n#top .hr.hr-invisible.av-3efmsrz-47d45ddf7dcceac6153d4b2920409277{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-3efmsrz-47d45ddf7dcceac6153d4b2920409277 hr-invisible  avia-builder-el-14  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-av_textblock-3846d1c273ce2f5afd4e2751c0e791da '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/<\/span> Form 720: March 31, last day to file<\/h4>\n<hr \/>\n<p data-start=\"55\" data-end=\"415\"><strong>The deadline to file the declaration of assets and rights held abroad (Form 720) ends on Tuesday, March 31<\/strong>, despite the fact that in 2022 the Court of Justice of the EU ruled that the penalties for non-compliance or incomplete compliance are disproportionate and contrary to EU law.<\/p>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mn652i6x-2391dc70bff4d3e928bf46aab935478f-wrap avia-button-center  avia-builder-el-16  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/medidas-del-gobierno-para-paliar-los-efectos-economicos-y-sociales-de-las-guerras-de-iran-y-oriente-medio\/'  class='avia-button av-mn652i6x-2391dc70bff4d3e928bf46aab935478f av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"More information \u00b7 mj.moragas@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >More information \u00b7 mj.moragas@pich.bnfix.com<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-7cfd7c2c20b7afd1bd933086624e030c\">\n#top .hr.hr-invisible.av-av_hr-7cfd7c2c20b7afd1bd933086624e030c{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-av_hr-7cfd7c2c20b7afd1bd933086624e030c hr-invisible  avia-builder-el-17  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mksvzzua-be51303f8fa94fa8f36209da2d6767c1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/<\/span> New formal obligations under the Global Minimum Tax for multinationals and large groups<\/h4>\n<hr \/>\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:6dec0714-09a1-465a-aab1-39dd05535d23-10\" data-testid=\"conversation-turn-12\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] thread-sm:[--thread-content-margin:--spacing(6)] thread-lg:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] thread-lg:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"a28562fb-06a4-4c06-82e0-13cb228b1c6b\" data-message-model-slug=\"gpt-5-1\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\">\n<p data-start=\"110\" data-end=\"414\" data-is-last-node=\"\" data-is-only-node=\"\">Last October, the Official State Gazette published the Order regulating<strong> Forms 240, 241 and 242 related to the Top-Up Tax<\/strong> which, as you may recall, transposes the directive aimed at ensuring a <strong>minimum effective taxation of 15 percent for multinational groups and large domestic groups.<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mksw15o1-d6c2c6fd5d45e0afa76baf94b9e9aeba-wrap avia-button-center  avia-builder-el-19  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/nuevas-obligaciones-formales-del-impuesto-minimo-global-para-multinacionales-y-grandes-grupos\/'  class='avia-button av-mksw15o1-d6c2c6fd5d45e0afa76baf94b9e9aeba av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"More information (Spanish) \u00b7 carolina.mateo@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >More information (Spanish) \u00b7 carolina.mateo@pich.bnfix.com<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2ujxmhb-7459cd693edf36be8da1ac554f72c223\">\n#top .hr.hr-invisible.av-2ujxmhb-7459cd693edf36be8da1ac554f72c223{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-2ujxmhb-7459cd693edf36be8da1ac554f72c223 hr-invisible  avia-builder-el-20  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mksw3d72-f871b94b41edaf2bbe0829a730baf7d6 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/<\/span> Whistleblowing channel: April 10 is the deadline to register the responsible person<\/h4>\n<hr \/>\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:6dec0714-09a1-465a-aab1-39dd05535d23-10\" data-testid=\"conversation-turn-12\" data-scroll-anchor=\"true\" data-turn=\"assistant\"><strong>Companies with 50 or more employees have until April 10 to register the person responsible for the Internal Reporting System<\/strong> (SII), commonly known as the whistleblowing channel, before the competent regional office or the Independent Authority for the Protection of Whistleblowers (AIPI).<\/p>\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] thread-sm:[--thread-content-margin:--spacing(6)] thread-lg:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] thread-lg:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"a28562fb-06a4-4c06-82e0-13cb228b1c6b\" data-message-model-slug=\"gpt-5-1\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mn2aqjqz-5abfb209bd292f11410ea23440a29e6a-wrap avia-button-center  avia-builder-el-22  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/el-10-de-abril-ultimo-dia-para-inscribir-al-responsable-del-canal-de-denuncias\/'  class='avia-button av-mn2aqjqz-5abfb209bd292f11410ea23440a29e6a av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"More information (Spanish) \u00b7 mj.moragas@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >More information (Spanish) \u00b7 mj.moragas@pich.bnfix.com<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3r2sp7m-a2ee7a7cb9fea4e37d1f76145c988b20\">\n#top .hr.hr-invisible.av-3r2sp7m-a2ee7a7cb9fea4e37d1f76145c988b20{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-3r2sp7m-a2ee7a7cb9fea4e37d1f76145c988b20 hr-invisible  avia-builder-el-23  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mn2asajd-45c924c2f9c7ed59678c20cae093f56b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/<\/span> Minimum Interprofessional Wage (SMI): 3.1% increase for 2026<\/h4>\n<hr \/>\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:6dec0714-09a1-465a-aab1-39dd05535d23-10\" data-testid=\"conversation-turn-12\" data-scroll-anchor=\"true\" data-turn=\"assistant\">The Official State Gazette (BOE) of February 19 published the Royal Decree setting the <strong>new minimum interprofessional wage (SMI) amounts for 2026, which have increased by 3.10 percent, reaching \u20ac17,094 per year.<\/strong><\/p>\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] thread-sm:[--thread-content-margin:--spacing(6)] thread-lg:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] thread-lg:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"a28562fb-06a4-4c06-82e0-13cb228b1c6b\" data-message-model-slug=\"gpt-5-1\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mn2askvz-9b41319c87b6c5ab8d22108a56ed78f7-wrap avia-button-center  avia-builder-el-25  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/aprobado-un-31-de-aumento-para-el-salario-minimo-interprofesional-smi-de-2026\/'  class='avia-button av-mn2askvz-9b41319c87b6c5ab8d22108a56ed78f7 av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"More information (Spanish) \u00b7 andrea.cabrera@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >More information (Spanish) \u00b7 andrea.cabrera@pich.bnfix.com<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3oa6fz6-9f18deb2e9375c98fb193381ee34568e\">\n#top .hr.hr-invisible.av-3oa6fz6-9f18deb2e9375c98fb193381ee34568e{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-3oa6fz6-9f18deb2e9375c98fb193381ee34568e hr-invisible  avia-builder-el-26  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mn2avmuc-15a09d303e0835a1f4d1ba05dfa1fd58 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/<\/span> Pension plan withdrawals after 10 years: What are the tax implications?<\/h4>\n<hr \/>\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:6dec0714-09a1-465a-aab1-39dd05535d23-10\" data-testid=\"conversation-turn-12\" data-scroll-anchor=\"true\" data-turn=\"assistant\">Since 2025, participants in pension plans may withdraw, partially or in full, the capital corresponding to contributions that are at least ten years old. <strong>It is important to remember, however, that withdrawn amounts are subject to Personal Income Tax (IRPF) and added to annual income<\/strong>, which may increase the taxable base and, consequently, the final amount payable.<\/p>\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] thread-sm:[--thread-content-margin:--spacing(6)] thread-lg:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] thread-lg:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"a28562fb-06a4-4c06-82e0-13cb228b1c6b\" data-message-model-slug=\"gpt-5-1\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mn2autr1-3e8776c938b6b0923620d10320cf44fd-wrap avia-button-center  avia-builder-el-28  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/rescate-de-planes-de-pensiones-a-los-10-anos-que-efectos-fiscales-tiene\/'  class='avia-button av-mn2autr1-3e8776c938b6b0923620d10320cf44fd av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"More information (Spanish) \u00b7 alba.pich@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >More information (Spanish) \u00b7 alba.pich@pich.bnfix.com<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2xwqhky-1b51927e6804cf9ffd86c0cc8bb92113\">\n#top .hr.hr-invisible.av-2xwqhky-1b51927e6804cf9ffd86c0cc8bb92113{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-2xwqhky-1b51927e6804cf9ffd86c0cc8bb92113 hr-invisible  avia-builder-el-29  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-2j6o9pe-99047876a69f86b7ea320790d183aff1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/<\/span> Pension plan withdrawals after 10 years: What are the tax implications?<\/h4>\n<hr \/>\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:6dec0714-09a1-465a-aab1-39dd05535d23-10\" data-testid=\"conversation-turn-12\" data-scroll-anchor=\"true\" data-turn=\"assistant\">Since 2025, participants in pension plans may withdraw, partially or in full, the capital corresponding to contributions that are at least ten years old. <strong>It is important to remember, however, that withdrawn amounts are subject to Personal Income Tax (IRPF) and added to annual income<\/strong>, which may increase the taxable base and, consequently, the final amount payable.<\/p>\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] thread-sm:[--thread-content-margin:--spacing(6)] thread-lg:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] thread-lg:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"a28562fb-06a4-4c06-82e0-13cb228b1c6b\" data-message-model-slug=\"gpt-5-1\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mn2awfd0-d177eb2a059670034987efa92f093243-wrap avia-button-center  avia-builder-el-31  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/rescate-de-planes-de-pensiones-a-los-10-anos-que-efectos-fiscales-tiene\/?preview_id=31866&amp;preview_nonce=dd96cee038&amp;post_format=standard&amp;_thumbnail_id=31874&amp;preview=true'  class='avia-button av-mn2awfd0-d177eb2a059670034987efa92f093243 av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"More information (Spanish) \u00b7 montse.teruel@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >More information (Spanish) \u00b7 montse.teruel@pich.bnfix.com<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-22crfcy-d249137733b4531081af8986b18c3bf9\">\n#top .hr.hr-invisible.av-22crfcy-d249137733b4531081af8986b18c3bf9{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-22crfcy-d249137733b4531081af8986b18c3bf9 hr-invisible  avia-builder-el-32  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mn2axpkl-10b0eb18fefad4593650781df10fac83 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/<\/span> Business succession: How does it affect labor rights and obligations?<\/h4>\n<hr \/>\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:6dec0714-09a1-465a-aab1-39dd05535d23-10\" data-testid=\"conversation-turn-12\" data-scroll-anchor=\"true\" data-turn=\"assistant\"><strong>When a company changes ownership or activity, the new employer must assess whether the situation constitutes a transfer of labor and Social Security rights and obligation<\/strong>s in accordance with Article 44 of the Workers\u2019 Statute (ET).<\/p>\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] thread-sm:[--thread-content-margin:--spacing(6)] thread-lg:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] thread-lg:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"a28562fb-06a4-4c06-82e0-13cb228b1c6b\" data-message-model-slug=\"gpt-5-1\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div><\/section>\n<div  class='avia-button-wrap av-5bb9du-122e6c991f8d99c8f8158386f7756e84-wrap avia-button-center  avia-builder-el-34  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/sucesion-de-empresa-como-afecta-a-los-derechos-y-obligaciones-laborales\/'  class='avia-button av-5bb9du-122e6c991f8d99c8f8158386f7756e84 av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"More information (Spanish) \u00b7 montse.teruel@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >More information (Spanish) \u00b7 montse.teruel@pich.bnfix.com<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-181dqci-1a092308d954632602cb1b5344217b40\">\n#top .hr.hr-invisible.av-181dqci-1a092308d954632602cb1b5344217b40{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-181dqci-1a092308d954632602cb1b5344217b40 hr-invisible  avia-builder-el-35  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mn2azst4-c4215bfa8c1e956dc1dae723ea599966 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/<\/span> 2026 Tax Control Plan: key lines of action<\/h4>\n<hr \/>\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:6dec0714-09a1-465a-aab1-39dd05535d23-10\" data-testid=\"conversation-turn-12\" data-scroll-anchor=\"true\" data-turn=\"assistant\">As every year, the <strong>Tax Agency<\/strong> has approved the annual tax control plan, which <strong>this year will focus particularly on<\/strong> large companies, high-net-worth individuals, international taxation, e\u2011commerce, crypto-assets and the real estate sector, among other areas.<\/p>\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] thread-sm:[--thread-content-margin:--spacing(6)] thread-lg:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] thread-lg:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"a28562fb-06a4-4c06-82e0-13cb228b1c6b\" data-message-model-slug=\"gpt-5-1\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mn2aytqw-fd853114743df079e67bc7f55c2f15aa-wrap avia-button-center  avia-builder-el-37  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/inmobiliario-comercio-electronico-y-criptomonedas-en-el-foco-del-plan-anual-de-control-tributario-2026\/'  class='avia-button av-mn2aytqw-fd853114743df079e67bc7f55c2f15aa av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"More information (Spanish) \u00b7 alba.pich@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >More information (Spanish) \u00b7 alba.pich@pich.bnfix.com<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-41hgs76-f366bcc621acf13c2854570f6fa6d71a\">\n#top .hr.hr-invisible.av-41hgs76-f366bcc621acf13c2854570f6fa6d71a{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-41hgs76-f366bcc621acf13c2854570f6fa6d71a hr-invisible  avia-builder-el-38  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-14szfx6-1999cd1f903ece714591f0aa70299e12 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"color: #78d64b;\">DFK International<br \/>\n<\/span><\/h3>\n<\/div><\/section>\n<section  class='av_textblock_section av-wlbkwq-b4533d9b205b137d8af171942570432b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/ <span style=\"color: #333333;\">We attended the DFK EMEA Annual and Emerging Leaders Conference 2026<\/span><\/span><strong data-start=\"43\" data-end=\"142\"><br \/>\n<\/strong><\/h4>\n<hr \/>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-32045 alignleft\" src=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/Florencia_foto_familia-225x300.jpeg\" alt=\"\" width=\"225\" height=\"300\" srcset=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/Florencia_foto_familia-225x300.jpeg 225w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/Florencia_foto_familia-773x1030.jpeg 773w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/Florencia_foto_familia-768x1024.jpeg 768w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/Florencia_foto_familia-1152x1536.jpeg 1152w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/Florencia_foto_familia-1125x1500.jpeg 1125w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/Florencia_foto_familia-233x310.jpeg 233w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/Florencia_foto_familia-450x600.jpeg 450w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/Florencia_foto_familia-150x200.jpeg 150w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/Florencia_foto_familia.jpeg 1200w\" sizes=\"auto, (max-width: 225px) 100vw, 225px\" \/>At the end of February, we took part in the <strong>BNFIX Global delegation<\/strong> that attended the <strong>DFK EMEA Annual and Emerging Leaders Conference 2026<\/strong>, held in Florence.<\/p>\n<p>The event addressed topics of great interest to participants, such as the need for <strong>automation<\/strong> and the use of <strong>Artificial Intelligence<\/strong> in the profession, planning of <strong>mergers and acquisitions<\/strong>, leadership and current <strong>talent attraction<\/strong> strategies, <strong>sustainability<\/strong>, business <strong>internationalisation<\/strong>, <strong>succession<\/strong> and <strong>generational transition in family businesses<\/strong>, and <strong>governance<\/strong>, among others.<\/p>\n<p>The conference brought together 155 participants from 66 countries and, taking advantage of the occasion, a meeting was also held with <strong>representatives from all Mediterranean countries within DFK, a group led by BNFIX Global.<\/strong><\/p>\n<p><em>In the picture, from left to right: Pedro \u00c1vila, Jos\u00e9 Mar\u00eda Hinojal, Carolina Mateo, Mar\u00eda Jos\u00e9 Moragas and Andrea Or\u00f3.<\/em><\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-j16boi-0448004be5d7dd62e1c91687346ac37d\">\n#top .hr.hr-invisible.av-j16boi-0448004be5d7dd62e1c91687346ac37d{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-j16boi-0448004be5d7dd62e1c91687346ac37d hr-invisible  avia-builder-el-41  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-3l7bj4y-94fefeb3145b83a3ebdc941694aa1d73 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"color: #78d64b;\">Agenda and collaborations<br \/>\n<\/span><\/h3>\n<\/div><\/section>\n<section  class='av_textblock_section av-mll6cc7z-2a7990693ab27c1ad17490e9aab5455b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/ <\/span><strong data-start=\"43\" data-end=\"142\">We discussed year\u2011end tax closing and 2026 updates at the Chamber of Contractors<\/strong><\/h4>\n<hr \/>\n<div>BNFIX PICH and the <em>Cambra de Contractistes d\u2019Obres de Catalunya<\/em> organised, on February 24, the session <strong>\u201c2025 Tax Closing and Expected Updates for 2026\u201d<\/strong>. One of the key conclusions was that many tax contingencies do not arise from regulations themselves, but rather from the lack of prior review and proper planning.<br \/>\nThe session featured the president of the Chamber, <strong>Llu\u00eds Moreno<\/strong>; <strong>Gonzalo David Garc\u00eda de Castro<\/strong>, inspector of the National Office and former Special Delegate of the Spanish Tax Agency (AEAT) in Catalonia; and <strong>Carolina Mateo<\/strong>, economist and expert in international taxation at BNFIX PICH.<\/div>\n<p>More information, <strong><span style=\"color: #78d64b;\"><a style=\"color: #78d64b;\" href=\"https:\/\/ccoc.cat\/actualitat\/noticies\/ccoc-seminarifiscal2025-novetats2026-public\">HERE<\/a><\/span><\/strong><\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-x1vgw1-5311ebccde7231fe38057555b072e599\">\n#top .hr.hr-invisible.av-x1vgw1-5311ebccde7231fe38057555b072e599{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-x1vgw1-5311ebccde7231fe38057555b072e599 hr-invisible  avia-builder-el-44  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mll6d2w0-04673e779696beefd5de2fc4248ab466 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/ <\/span><strong data-start=\"43\" data-end=\"142\">Conference at Foment on the challenges of the commerce of the future<\/strong><\/h4>\n<hr \/>\n<div>Our partner <strong>Valent\u00ed Pich<\/strong> took part on February 17 in the conference <strong>\u201cHorizon 2026. Keys to Understanding the Coming Commerce\u201d<\/strong>, held at <em>Foment del Treball<\/em> and attended, among others, by the Secretary of State for Trade, <strong>Amparo L\u00f3pez Senovilla<\/strong>.<br \/>\nThe Secretary of State expressed the government\u2019s intention to offer tailored advisory services to companies to support their export activity. The session also highlighted several strategic sectors which, despite uncertainties, may have strong export potential, such as renewable energies, the agri\u2011food industry, infrastructure\u2011related engineering, and industrial design, among others.<br \/>\nThe event was organised by Foment, the <em>Col\u00b7legi d\u2019Economistes<\/em> and the Secretariat of State for Trade.<br \/>\nIn the picture, from left to right: <strong>Valent\u00ed Pich, Maria Helena de Felipe, Amparo L\u00f3pez Senovilla and Carlos Puig de Travy<\/strong>.<\/div>\n<div><\/div>\n<div>More information, <strong><span style=\"color: #78d64b;\"><a style=\"color: #78d64b;\" href=\"https:\/\/www.linkedin.com\/posts\/foment-del-treball-nacional_internacional-comeraex-exportacions-activity-7429585826910593024-y3lz?utm_source=share&amp;utm_medium=member_desktop&amp;rcm=ACoAAAOBnxQB4yR8bH6AiZ7Tlzja463p-PKK9us\">HERE<\/a><\/span><\/strong><\/div>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-31lv0g2-1605f0a9fc21c32c4f6f7eb4741bb2b0\">\n#top .hr.hr-invisible.av-31lv0g2-1605f0a9fc21c32c4f6f7eb4741bb2b0{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-31lv0g2-1605f0a9fc21c32c4f6f7eb4741bb2b0 hr-invisible  avia-builder-el-46  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mn2bhart-9dc977f63857be6ecf7b25fb382480cf '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/ <\/span><strong data-start=\"43\" data-end=\"142\">CILEA Seminar: \u201cCurrent challenges of the accounting profession\u201d<br \/>\n<\/strong><\/h4>\n<hr \/>\n<div>\n<div>The city of Lisbon hosted, on March 18, the <strong>44th International Seminar of Latin Countries Europe\u2013America<\/strong>, titled <em>\u201cCurrent challenges of the accounting profession\u201d<\/em>, with the participation of our partner and CILEA president, <strong>Valent\u00ed Pich<\/strong>.<br \/>\nThe event, which could also be followed on YouTube, addressed topics ranging from the risks faced by the profession to the impact of the digital economy and Artificial Intelligence, as well as the importance of security and the evolution of professionals and client profiles.<\/div>\n<div><\/div>\n<\/div>\n<div><\/div>\n<div>Watch the seminar, <a href=\"https:\/\/www.youtube.com\/watch?v=GmaDD0pDhQ8\"><strong><span style=\"color: #78d64b;\">HERE<\/span><\/strong><\/a><\/div>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2h0uwxu-d34ac41f072787e29292792f1a314a91\">\n#top .hr.hr-invisible.av-2h0uwxu-d34ac41f072787e29292792f1a314a91{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-2h0uwxu-d34ac41f072787e29292792f1a314a91 hr-invisible  avia-builder-el-48  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mn2bipjj-8ba5c19b59c1a95b85ed933f1d5bc55e '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"color: #78d64b;\">Publications<br \/>\n<\/span><\/h3>\n<\/div><\/section>\n<section  class='av_textblock_section av-mn2bkgdj-60200d8c62f4743c29633fcc43938b49 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/ <\/span><strong data-start=\"43\" data-end=\"142\">Radiography of the Housing Market 2007\u20132025 with Notarial Data<br \/>\n<\/strong><\/h4>\n<hr \/>\n<div>\n<div>\n<div>The study, presented on March 13 in an event organised by the <em>Col\u00b7legi d\u2019Economistes<\/em> and the <em>Col\u00b7legi del Notariat<\/em>, concludes that companies are accelerating their exit from the residential market in Catalonia.<br \/>\nIn 2025, legal entities sold <strong>12,010 more dwellings<\/strong> than they purchased, confirming a divestment trend and pointing to a progressive transfer of housing supply toward individual buyers.<br \/>\nThis phenomenon is also observed across Spain and in the city of Barcelona, particularly sharply in the past year. At national level in 2025, legal entities sold <strong>45,108 more homes<\/strong> than they acquired, while in Barcelona sales exceeded purchases by <strong>1,705 transactions<\/strong>.<\/div>\n<\/div>\n<div><\/div>\n<\/div>\n<div><\/div>\n<div><\/div>\n<div><strong>More details of the presentation, <span style=\"color: #78d64b;\"><a style=\"color: #78d64b;\" href=\"https:\/\/coleconomistes.cat\/Canales\/Ficha.aspx?IdMenu=899e482a-f1b2-4ab3-aa89-b0d1fd4be788&amp;Cod=d9075ec0-4ad9-4118-8154-cd996f2fa6d1&amp;Idioma=ca-ES&amp;utm_source=ATTEST&amp;utm_campaign=37d576f9b5-EMAIL_CAMPAIGN_2019_01_29_08_31_COPY_01&amp;utm_medium=email&amp;utm_term=0_a2a29dd69d-37d576f9b5-271938913\">HERE<\/a><\/span><\/strong><\/div>\n<div>* Link to the publications pending<\/div>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-29cyn7m-ae9ed517c2ad242cb2ff151b19b66a9b\">\n#top .hr.hr-invisible.av-29cyn7m-ae9ed517c2ad242cb2ff151b19b66a9b{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-29cyn7m-ae9ed517c2ad242cb2ff151b19b66a9b hr-invisible  avia-builder-el-51  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mn6554xt-0226749a9efbd5d7b9803a125c594ee5 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/ Wealth Tax: A Unique and Debatable Levy<\/span><strong data-start=\"43\" data-end=\"142\"><br \/>\n<\/strong><\/h4>\n<hr \/>\n<div>\n<div>\n<p><em>Opinion article in<\/em> <strong>El Economista<\/strong>, <em>24 February 2026<\/em><\/p>\n<div>\n<p>In this article, our partner <strong>Valent\u00ed Pich<\/strong> analyses the controversial Wealth Tax \u2014 a tax that was originally intended to be exceptional but is now almost 50 years old and has undergone various changes and reforms, as well as a constitutional challenge.<\/p>\n<\/div>\n<p>While awaiting the Constitutional Court\u2019s ruling, the article outlines the potential implications of that decision, the emergence of the also\u2011debated Solidarity Tax on Large Fortunes, and the different dimensions of a debate in which, he concludes, <strong>\u201cregulatory clarity and respect for constitutional limits are not merely technical requirements, but essential guarantees of a modern State.\u201d<\/strong><\/p>\n<\/div>\n<div><\/div>\n<\/div>\n<div><\/div>\n<div><\/div>\n<div><strong>Read the article (Spanish), <span style=\"color: #78d64b;\"><a style=\"color: #78d64b;\" href=\"https:\/\/www.eleconomista.es\/opinion\/noticias\/13838098\/03\/26\/patrimonio-un-tributo-singular-y-discutible.html\">HERE<\/a><\/span><\/strong><\/div>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-7cfd7c2c20b7afd1bd933086624e030c\">\n#top .hr.hr-invisible.av-av_hr-7cfd7c2c20b7afd1bd933086624e030c{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-av_hr-7cfd7c2c20b7afd1bd933086624e030c hr-invisible  avia-builder-el-53  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mn2bmowe-3ab9d2af217a480b3d9e26025c05acc1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/ <\/span><strong data-start=\"43\" data-end=\"142\">Income and Expenditure of Spanish Households by Age and Gender<br \/>\n<\/strong><\/h4>\n<hr \/>\n<div>\n<div>\n<div>\n<div>\n<p><em><strong>Ageingnomics Research Centre \u2014 Fundaci\u00f3n Mapfre &amp; Fedea<\/strong><\/em><\/p>\n<p>The objective of this report is to provide a better understanding of how much members of Spanish households earn and spend, as well as what they contribute to and receive from the public system depending on their age and gender\u2014key aspects for anticipating the economic and social challenges of the coming decades in a context of accelerated demographic ageing.<\/p>\n<p>Among other findings, the report concludes that Spaniards aged <strong>30 to 54<\/strong> are the productive engine of the country, financing a large part of public consumption and social benefits; whereas people aged <strong>55 and over<\/strong> are the group with the highest average savings per person.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div><\/div>\n<\/div>\n<div><\/div>\n<div><\/div>\n<div><strong>More details and access to the report, <span style=\"color: #78d64b;\"><a style=\"color: #78d64b;\" href=\"https:\/\/www.linkedin.com\/pulse\/fundaci%C3%B3n-mapfre-y-fedea-presentan-el-informe-ingresos-gastos-c0oxe\/?trackingId=x6TQIB%2BwSpG8AKRoDGvXfA%3D%3D\">HERE<\/a><\/span><\/strong><\/div>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1lcryn6-716eba8a6455c4805a3e47738d978822\">\n#top .hr.hr-invisible.av-1lcryn6-716eba8a6455c4805a3e47738d978822{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-1lcryn6-716eba8a6455c4805a3e47738d978822 hr-invisible  avia-builder-el-55  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mn2boc30-89d9f05737f4c46d5fab37b552b85e57 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/ <span style=\"color: #333333;\">Los servicios de inter\u00e9s general<\/span><\/span><strong data-start=\"43\" data-end=\"142\"><br \/>\n<\/strong><\/h4>\n<hr \/>\n<div>\n<div>\n<p><em><strong>Instituto de Estudios de la Empresa (IEE)<\/strong><\/em><\/p>\n<div>\n<p>A new and insightful study by the IEE provides a legal and economic analysis of the real impact of these essential services\u2014vital for the population as a whole and for social and territorial cohesion\u2014on the Spanish economy.<br \/>\nHowever, when private companies provide these services in liberalised markets, they face rising costs that must be acknowledged and compensated. According to the IEE, these costs amount to around <strong>\u20ac4 billion annually<\/strong>.<\/p>\n<\/div>\n<\/div>\n<div><\/div>\n<\/div>\n<div><\/div>\n<div><\/div>\n<div><strong>The report, <span style=\"color: #78d64b;\"><a style=\"color: #78d64b;\" href=\"https:\/\/www.ieemadrid.es\/es\/actualidad\/noticias-del-iee\/los-servicios-de-interes-general-la-necesidad-de-compensar-las\">HERE<\/a><\/span><\/strong><\/div>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-11tegki-61b9ea7959cd38c9677c924df89a6add\">\n#top .hr.hr-invisible.av-11tegki-61b9ea7959cd38c9677c924df89a6add{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-11tegki-61b9ea7959cd38c9677c924df89a6add hr-invisible  avia-builder-el-57  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mn2bq2qy-82a5634d915462969e3d27763793fbe6 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/ <span style=\"color: #333333;\">Sustainability reports<\/span><\/span><strong data-start=\"43\" data-end=\"142\"><br \/>\n<\/strong><\/h4>\n<hr \/>\n<div>\n<div>\n<p>Opinion article by <strong>Valent\u00ed Pich<\/strong> in <em>La Raz\u00f3n<\/em> \u2014 March 8, 2026<\/p>\n<div>\n<p>In this column, our partner Valent\u00ed Pich reflects on sustainability and the updates introduced by the recently approved Omnibus Directive.<br \/>\nHe highlights the importance of these reports for companies that are not yet required to prepare them, noting that they represent <strong>\u201can opportunity. Sustainability reports have become a strategic tool to access financing, strengthen relationships with clients and suppliers, attract talent and demonstrate each organisation\u2019s real contribution to a responsible and transparent economy.\u201d<\/strong><\/p>\n<\/div>\n<div><\/div>\n<\/div>\n<div><\/div>\n<\/div>\n<div><\/div>\n<div><\/div>\n<div><strong>The article, <span style=\"color: #78d64b;\"><a style=\"color: #78d64b;\" href=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/03\/La-Razon-08_03_2026.pdf\">HERE<\/a><\/span><\/strong><\/div>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m80u9u-7c8bb9e21eb6e40ad4bf33293a8c5585\">\n#top .hr.hr-invisible.av-m80u9u-7c8bb9e21eb6e40ad4bf33293a8c5585{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-m80u9u-7c8bb9e21eb6e40ad4bf33293a8c5585 hr-invisible  avia-builder-el-59  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mn2brb7n-b68893f8ae1a49afd5c18264d6030af2 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><span style=\"color: #78d64b;\">\/ <span style=\"color: #333333;\">Obituary: Roque de las Heras, a benchmark in educational entrepreneurship<\/span><\/span><strong data-start=\"43\" data-end=\"142\"><br \/>\n<\/strong><\/h4>\n<hr \/>\n<div>\n<div>In early February, we said goodbye to <strong>Roque de las Heras Miguel<\/strong>, founder of the <em>Grupo Educativo CEF\u2013Universidad UDIMA<\/em> and a leading figure in educational entrepreneurship in Spain\u2014an individual who has been, is and will remain a role model for many, myself included.<br \/>\nAs expressed in this column published in <em>El Confidencial<\/em>, he was <strong>\u201ca man who conveyed natural kindness, transparent sincerity and a strong will to do things well.\u201d<\/strong><\/div>\n<div><\/div>\n<div><strong>Read the column, <span style=\"color: #78d64b;\"><a style=\"color: #78d64b;\" href=\"https:\/\/blogs.elconfidencial.com\/economia\/tribuna\/2026-02-14\/liderazgo-valores-empresario-universidad-ejemplo-1hms_4302427\/\">HERE<\/a><\/span><\/strong><\/div>\n<\/div>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4vpovj-20631c9fd1f539a57edcd0ad10deda33\">\n#top .hr.hr-invisible.av-4vpovj-20631c9fd1f539a57edcd0ad10deda33{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-4vpovj-20631c9fd1f539a57edcd0ad10deda33 hr-invisible  avia-builder-el-61  el_after_av_textblock  el_before_av_icon_box '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<article  class='iconbox iconbox_top av-wcx8nl-a0fc5df262aa1457da1c8420b6fc5236  avia-builder-el-62  el_after_av_hr  avia-builder-el-last  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\" aria-label=\"Icon: Read our previous Newsletters\"><div class='iconbox_icon heading-color avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue84e' data-av_iconfont='entypo-fontello' title=\"Read our previous Newsletters\" desc=\"Read our previous Newsletters\" ><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='https:\/\/pich.bnfix.com\/en\/comunicacio\/newsletter\/' title='Read our previous Newsletters'  target=\"_blank\"  rel=\"noopener noreferrer\" >Read our previous Newsletters<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article>\n","protected":false},"excerpt":{"rendered":"<p>In keeping with our monthly appointment, we are pleased to share with you the February newsletter.<\/p>\n","protected":false},"author":2,"featured_media":24982,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[215],"tags":[659,195],"class_list":["post-32034","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-newsletter-es-en","tag-news-en","tag-newsletter-en"],"_links":{"self":[{"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/posts\/32034","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/comments?post=32034"}],"version-history":[{"count":6,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/posts\/32034\/revisions"}],"predecessor-version":[{"id":32460,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/posts\/32034\/revisions\/32460"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/media\/24982"}],"wp:attachment":[{"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/media?parent=32034"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/categories?post=32034"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/tags?post=32034"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}