{"id":33296,"date":"2026-06-21T19:23:50","date_gmt":"2026-06-21T18:23:50","guid":{"rendered":"https:\/\/pich.bnfix.com\/?p=33296"},"modified":"2026-06-21T19:43:36","modified_gmt":"2026-06-21T18:43:36","slug":"newsletter-214-bnfix-pich-june-2026","status":"publish","type":"post","link":"https:\/\/pich.bnfix.com\/en\/newsletter-214-bnfix-pich-june-2026\/","title":{"rendered":"Newsletter 214 BNFIX PICH June 2026"},"content":{"rendered":"<section  class='av_textblock_section av-mo5ll39l-89824d1929d82eccce50db7ccfa086d7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: right;\"><span style=\"color: #78b64d;\">June 22nd, 2026<\/span><\/p>\n<hr \/>\n<\/div><\/section>\n<section  class='av_textblock_section av-mo5lls75-d7ad6ce68f660e435d68a2bd8ad10361 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2><strong>Newsletter 214 BNFIX PICH<\/strong><\/h2>\n<\/div><\/section>\n<section  class='av_textblock_section av-mo8kirt0-49ba5a133b5eb950dd1d912fad0c5963 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h4><span style=\"color: #78d64b;\">June 2026<\/span><\/h4>\n<\/div><\/section>\n<div  class='avia-slideshow av-mo8kj4ew-03929bc78c923f24e204c51505d56141 avia-slideshow-featured av_slideshow avia-slide-slider  avia-builder-el-3  el_after_av_textblock  el_before_av_textblock  av-slideshow-ui av-control-default av-slideshow-manual av-loop-once av-loop-manual-endless av-default-height-applied avia-slideshow-1' data-slideshow-options=\"{&quot;animation&quot;:&quot;slide&quot;,&quot;autoplay&quot;:false,&quot;loop_autoplay&quot;:&quot;once&quot;,&quot;interval&quot;:5,&quot;loop_manual&quot;:&quot;manual-endless&quot;,&quot;autoplay_stopper&quot;:false,&quot;noNavigation&quot;:false,&quot;bg_slider&quot;:false,&quot;keep_padding&quot;:false,&quot;hoverpause&quot;:false,&quot;show_slide_delay&quot;:0}\"  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><ul class='avia-slideshow-inner ' style='padding-bottom: 29.43189596167%;'><li  class='avia-slideshow-slide av-mo8kj4ew-03929bc78c923f24e204c51505d56141__0  av-single-slide slide-1 slide-odd'><div data-rel='slideshow-1' class='avia-slide-wrap '   ><img decoding=\"async\" loading=\"eager\" class=\"wp-image-33288 avia-img-lazy-loading-not-33288\"  src=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/FOTO-PORTAFDA-JUNIO_1500x430.png\" width=\"1461\" height=\"430\" title='FOTO PORTAFDA JUNIO_1500x430' alt=''  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/FOTO-PORTAFDA-JUNIO_1500x430.png 1461w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/FOTO-PORTAFDA-JUNIO_1500x430-300x88.png 300w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/FOTO-PORTAFDA-JUNIO_1500x430-1030x303.png 1030w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/FOTO-PORTAFDA-JUNIO_1500x430-768x226.png 768w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/FOTO-PORTAFDA-JUNIO_1500x430-310x91.png 310w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/FOTO-PORTAFDA-JUNIO_1500x430-450x132.png 450w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/FOTO-PORTAFDA-JUNIO_1500x430-357x105.png 357w\" sizes=\"(max-width: 1461px) 100vw, 1461px\" \/><\/div><\/li><\/ul><\/div>\n<section  class='av_textblock_section av-mo5ln38z-31718a4842bff43dc87e1e93b4a1ff1b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Dear all,<\/p>\n<p>This June, and coinciding with the centenary of the death of Antoni Gaud\u00ed, we begin our newsletter with an interview with Xavier Villanueva, an architect specialising in his work and responsible for the restoration of Casa Batll\u00f3, one of Gaud\u00ed\u2019s most emblematic creations.<\/p>\n<p>Following the interview, we get \u201cdown to business\u201d and, in a second video, provide information on the deadlines and updates for the Corporate Income Tax campaign. We then discuss, among other topics, the end of reduced VAT on fuels and energy, the taxation of vehicles used for both personal and professional purposes, the VAT exemption scheme, and the new groups required to interact electronically with the Social Security system.<\/p>\n<p>We also reflect on the importance of addressing conflicts within companies using efficiency-based criteria and present the BNFIX Global guide for preparing sustainability reports for SMEs and organisations.<\/p>\n<p>As always, we hope you find this issue useful and wish you a happy Saint John\u2019s Eve celebration.<\/p>\n<p>Toni Puig \u00b7 a.puig@pich.bnfix.com<br \/>\nPartner<br \/>\nBNFIX PICH AUDITORES<\/p>\n<div>\n<h3><\/h3>\n<\/div>\n<p><span data-contrast=\"auto\">\u00a0<\/span><span data-ccp-props=\"{\">\u00a0<\/span><\/p>\n<\/div><\/section>\n<section  class='av_textblock_section av-mo8ods37-87a2400a3bcc5362679ac86097fa0b0d '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"color: #78d64b;\">Tax, Labour and Legal Insights<\/span><\/h3>\n<\/div><\/section>\n<section  class='av_textblock_section av-mo8l4wj9-50b3bfa58ea32cf112c00aa491937c9b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><strong>\u25b6\ufe0f <span style=\"color: #78d64b;\">Video<\/span><\/strong><\/h4>\n<h4>What can SMEs learn from Gaud\u00ed? Innovation, sustainability and business vision<\/h4>\n<p>Video interview with <strong>Xavier Villanueva<\/strong>, the architect responsible for the restoration of Casa Batll\u00f3<\/p>\n<hr \/>\n<p><a href=\"https:\/\/pich.bnfix.com\/que-poden-aprendre-les-pimes-de-gaudi-innovacio-sostenibilitat-i-visio-empresarial\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-33299 size-medium\" src=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/GAUDI-YOUTUBE-PICH-CAST-300x170.jpg\" alt=\"\" width=\"300\" height=\"170\" srcset=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/GAUDI-YOUTUBE-PICH-CAST-300x170.jpg 300w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/GAUDI-YOUTUBE-PICH-CAST-768x435.jpg 768w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/GAUDI-YOUTUBE-PICH-CAST-310x176.jpg 310w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/GAUDI-YOUTUBE-PICH-CAST-450x255.jpg 450w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/GAUDI-YOUTUBE-PICH-CAST-353x200.jpg 353w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/GAUDI-YOUTUBE-PICH-CAST.jpg 791w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n<p>Architect Xavier Villanueva leads the restoration team for Casa Batll\u00f3, a building he has known for 30 years. On the occasion of the centenary of the death of Antoni Gaud\u00ed and the visit of Pope Leo XIV to bless the Tower of Jesus at the Sagrada Familia, Villanueva speaks with Valent\u00ed Pich about this figure \u201cwho always creates expectation and has always been unique.\u201d<\/p>\n<p>He also discusses the particular features of the Casa Batll\u00f3 project and Gaud\u00ed\u2019s mastery of all the artistic and construction disciplines used in the building, which has recently unveiled the renovation of its third floor.<\/p>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mo8l5teu-ea1b50892f57119c2a68d3ba444270fd-wrap avia-button-center  avia-builder-el-7  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/que-poden-aprendre-les-pimes-de-gaudi-innovacio-sostenibilitat-i-visio-empresarial\/'  class='avia-button av-mo8l5teu-ea1b50892f57119c2a68d3ba444270fd av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Watch the interview (Spanish)\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='youtube-play' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-1' aria-describedby='av-svg-desc-1' role=\"graphics-symbol\">\n<title id='av-svg-title-1'>Youtube-play<\/title>\n<desc id='av-svg-desc-1'>Youtube-play<\/desc>\n<path d=\"M12.704 20.128l8.64-4.448-8.64-4.512v8.96zM16 4.736q3.008 0 5.792 0.096t4.096 0.16l1.312 0.064q0 0 0.288 0.032t0.416 0.064 0.416 0.064 0.512 0.16 0.512 0.224 0.544 0.352 0.512 0.48q0.128 0.096 0.288 0.32t0.512 1.056 0.48 1.792q0.128 1.152 0.224 2.432t0.096 2.048v3.136q0.032 2.592-0.32 5.184-0.128 0.96-0.448 1.76t-0.576 1.12l-0.256 0.288q-0.224 0.256-0.512 0.48t-0.544 0.32-0.512 0.224-0.512 0.16-0.416 0.064-0.416 0.064-0.288 0.032q-4.48 0.352-11.2 0.352-3.68-0.064-6.432-0.128t-3.552-0.128l-0.896-0.096-0.64-0.064q-0.64-0.096-0.96-0.16t-0.928-0.384-0.992-0.736q-0.128-0.096-0.288-0.32t-0.512-1.056-0.48-1.792q-0.128-1.152-0.224-2.432t-0.096-2.048v-3.136q-0.032-2.592 0.32-5.184 0.128-0.992 0.448-1.76t0.576-1.12l0.256-0.288q0.256-0.288 0.512-0.48t0.544-0.352 0.512-0.224 0.512-0.16 0.416-0.064 0.416-0.064 0.288-0.032q4.48-0.32 11.2-0.32z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Watch the interview (Spanish)<\/span><\/a><\/div>\n<div  class='hr av-2n2ckjx-52bf54ff9480936df3788770cbac1b87 hr-default  avia-builder-el-8  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mqo2qhon-a2cb8e3ed7912f4d25585e3e0fa37f49 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><strong>\u25b6\ufe0f <span style=\"color: #78d64b;\">Video<\/span><\/strong><\/h4>\n<h4>Corporate Income Tax 2025: deadlines and updates<\/h4>\n<hr \/>\n<p><a href=\"https:\/\/pich.bnfix.com\/en\/impuesto-sobre-sociedades-2025-plazos-y-novedades\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-33305 size-medium\" src=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/CAROL_YOUTUBE_PICH_ENG-300x168.jpg\" alt=\"\" width=\"300\" height=\"168\" srcset=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/CAROL_YOUTUBE_PICH_ENG-300x168.jpg 300w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/CAROL_YOUTUBE_PICH_ENG-768x429.jpg 768w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/CAROL_YOUTUBE_PICH_ENG-310x173.jpg 310w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/CAROL_YOUTUBE_PICH_ENG-450x252.jpg 450w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/CAROL_YOUTUBE_PICH_ENG-357x200.jpg 357w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/CAROL_YOUTUBE_PICH_ENG.jpg 794w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>With the start of the 2025 Corporate Income Tax campaign on 1 July, the filing deadlines and some updates are recalled, such as the strengthening of the capitalisation reserve, lower tax pressure for SMEs, and the continuation of incentives for sustainable investments. In addition, it is highlighted that the tax closing process is an opportunity to optimise the company\u2019s tax position.<\/p>\n<p>Finally, we reiterate that the tax closing is an opportunity to analyse options that can help optimise the company\u2019s overall tax burden.<\/p>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mqo2te4n-6f4a7335e61b5c31b78071b60af07043-wrap avia-button-center  avia-builder-el-10  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/en\/impuesto-sobre-sociedades-2025-plazos-y-novedades\/'  class='avia-button av-mqo2te4n-6f4a7335e61b5c31b78071b60af07043 av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Watch the video (English)\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='youtube-play' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-2' aria-describedby='av-svg-desc-2' role=\"graphics-symbol\">\n<title id='av-svg-title-2'>Youtube-play<\/title>\n<desc id='av-svg-desc-2'>Youtube-play<\/desc>\n<path d=\"M12.704 20.128l8.64-4.448-8.64-4.512v8.96zM16 4.736q3.008 0 5.792 0.096t4.096 0.16l1.312 0.064q0 0 0.288 0.032t0.416 0.064 0.416 0.064 0.512 0.16 0.512 0.224 0.544 0.352 0.512 0.48q0.128 0.096 0.288 0.32t0.512 1.056 0.48 1.792q0.128 1.152 0.224 2.432t0.096 2.048v3.136q0.032 2.592-0.32 5.184-0.128 0.96-0.448 1.76t-0.576 1.12l-0.256 0.288q-0.224 0.256-0.512 0.48t-0.544 0.32-0.512 0.224-0.512 0.16-0.416 0.064-0.416 0.064-0.288 0.032q-4.48 0.352-11.2 0.352-3.68-0.064-6.432-0.128t-3.552-0.128l-0.896-0.096-0.64-0.064q-0.64-0.096-0.96-0.16t-0.928-0.384-0.992-0.736q-0.128-0.096-0.288-0.32t-0.512-1.056-0.48-1.792q-0.128-1.152-0.224-2.432t-0.096-2.048v-3.136q-0.032-2.592 0.32-5.184 0.128-0.992 0.448-1.76t0.576-1.12l0.256-0.288q0.256-0.288 0.512-0.48t0.544-0.352 0.512-0.224 0.512-0.16 0.416-0.064 0.416-0.064 0.288-0.032q4.48-0.32 11.2-0.32z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Watch the video (English)<\/span><\/a><\/div>\n<div  class='hr av-15awn7x-c381b4800193896d99ff6b8aec918827 hr-default  avia-builder-el-11  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mo8nxxmo-413d68bbc5f22e241a790e57071a90ec '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><strong><span style=\"color: #78d64b;\">\/ <\/span><\/strong>Flexible retirement: more opportunities to combine work and pension<\/h4>\n<hr \/>\n<p>On 28 August, the new regulation on flexible retirement approved in May will come into force, allowing retirement benefits to be combined with professional or economic activity. One of the new features of the regulation is that it also enables self-employed workers to take advantage of this option.<\/p>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mpe8gz2d-4d129551f7840244c4a23734871ab7ee-wrap avia-button-center  avia-builder-el-13  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/jubilacion-flexible-nuevas-oportunidades-para-compatibilizar-trabajo-y-pension\/'  class='avia-button av-mpe8gz2d-4d129551f7840244c4a23734871ab7ee av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Read the Circular (Spanish) \u00b7 melania.martin@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='attach' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"32\" viewBox=\"0 0 30 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-3' aria-describedby='av-svg-desc-3' role=\"graphics-symbol\">\n<title id='av-svg-title-3'>Attach<\/title>\n<desc id='av-svg-desc-3'>Attach<\/desc>\n<path d=\"M7.808 31.68q-3.264 0-5.44-2.304-2.304-2.24-2.368-5.312t2.688-6.080l15.872-15.872q2.56-2.56 5.568-1.728 1.408 0.384 2.528 1.504t1.504 2.528q0.832 3.072-1.728 5.632l-15.168 15.168q-1.28 1.28-2.816 1.472-1.536 0.128-2.56-0.896-0.96-0.768-0.864-2.368t1.504-2.944l10.624-10.688q0.768-0.832 1.6 0t0 1.6l-10.624 10.624q-1.408 1.408-0.64 2.24 0.384 0.256 0.768 0.192 0.768-0.128 1.472-0.832l15.168-15.168q1.6-1.6 1.088-3.456-0.512-1.92-2.432-2.432-1.728-0.448-3.456 1.152l-15.808 15.808q-2.112 2.432-2.048 4.576t1.664 3.744q1.6 1.536 3.744 1.6t4.512-1.984l15.872-15.808q0.768-0.768 1.6 0 0.832 0.704 0 1.536l-15.872 15.872q-2.624 2.624-5.952 2.624z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Read the Circular (Spanish) \u00b7 melania.martin@pich.bnfix.com<\/span><\/a><\/div>\n<div  class='hr av-23klpp-729871ecc19b43695369b9b0e62dbf14 hr-default  avia-builder-el-14  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mo8o6ya6-3530190e890bb2b10ab050c9338bdc0a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><strong><span style=\"color: #78d64b;\">\/ <\/span><\/strong>The temporary reduction of VAT on electricity, gas and biomass comes to an end<\/h4>\n<hr \/>\n<p>As of 1 June, the VAT rates applicable to electricity, natural gas and biomass (pellets, briquettes and firewood) revert to the standard rate of 21%, while fuels will continue to be taxed at the reduced rate of 10% until 30 June.<\/p>\n<p>These measures introduced by the Government to address the crisis in the Middle East therefore come to an end, unless an extension is agreed or new provisions are approved.<\/p>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mo8o7ct1-c407a3fe35b7f7e73ca396a8777ae1cf-wrap avia-button-center  avia-builder-el-16  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/fin-de-la-reduccion-temporal-del-iva-en-electricidad-gas-biomasa-y-carburante-s\/'  class='avia-button av-mo8o7ct1-c407a3fe35b7f7e73ca396a8777ae1cf av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Read the Circular (Spanish) \u00b7 jcoma@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='attach' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"32\" viewBox=\"0 0 30 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-4' aria-describedby='av-svg-desc-4' role=\"graphics-symbol\">\n<title id='av-svg-title-4'>Attach<\/title>\n<desc id='av-svg-desc-4'>Attach<\/desc>\n<path d=\"M7.808 31.68q-3.264 0-5.44-2.304-2.304-2.24-2.368-5.312t2.688-6.080l15.872-15.872q2.56-2.56 5.568-1.728 1.408 0.384 2.528 1.504t1.504 2.528q0.832 3.072-1.728 5.632l-15.168 15.168q-1.28 1.28-2.816 1.472-1.536 0.128-2.56-0.896-0.96-0.768-0.864-2.368t1.504-2.944l10.624-10.688q0.768-0.832 1.6 0t0 1.6l-10.624 10.624q-1.408 1.408-0.64 2.24 0.384 0.256 0.768 0.192 0.768-0.128 1.472-0.832l15.168-15.168q1.6-1.6 1.088-3.456-0.512-1.92-2.432-2.432-1.728-0.448-3.456 1.152l-15.808 15.808q-2.112 2.432-2.048 4.576t1.664 3.744q1.6 1.536 3.744 1.6t4.512-1.984l15.872-15.808q0.768-0.768 1.6 0 0.832 0.704 0 1.536l-15.872 15.872q-2.624 2.624-5.952 2.624z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Read the Circular (Spanish) \u00b7 jcoma@pich.bnfix.com<\/span><\/a><\/div>\n<div  class='hr av-1osjzn1-ec8e28fab91a549195cdba407bbb7ca0 hr-default  avia-builder-el-17  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mo8o9snw-8c1be7824dc8426a825321886c306c1f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><strong><span style=\"color: #78d64b;\">\/ <\/span><\/strong>New groups required to receive electronic notifications from Social Security<\/h4>\n<hr \/>\n<p>As of 1 September, the obligation to communicate electronically with the Social Security system will be extended to new groups: although they may continue to receive alerts by SMS or email, they will only be able to access the content by logging in via Cl@ve, digital certificate or electronic ID.<\/p>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mo8o8y4r-922c09bab47f731edb72e0157bddfe8d-wrap avia-button-center  avia-builder-el-19  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/nuevos-obligados-a-recibir-notificaciones-electronicas-de-la-seguridad-social\/'  class='avia-button av-mo8o8y4r-922c09bab47f731edb72e0157bddfe8d av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Read the Circular (Spanish) \u00b7 melania.martin@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='attach' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"32\" viewBox=\"0 0 30 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-5' aria-describedby='av-svg-desc-5' role=\"graphics-symbol\">\n<title id='av-svg-title-5'>Attach<\/title>\n<desc id='av-svg-desc-5'>Attach<\/desc>\n<path d=\"M7.808 31.68q-3.264 0-5.44-2.304-2.304-2.24-2.368-5.312t2.688-6.080l15.872-15.872q2.56-2.56 5.568-1.728 1.408 0.384 2.528 1.504t1.504 2.528q0.832 3.072-1.728 5.632l-15.168 15.168q-1.28 1.28-2.816 1.472-1.536 0.128-2.56-0.896-0.96-0.768-0.864-2.368t1.504-2.944l10.624-10.688q0.768-0.832 1.6 0t0 1.6l-10.624 10.624q-1.408 1.408-0.64 2.24 0.384 0.256 0.768 0.192 0.768-0.128 1.472-0.832l15.168-15.168q1.6-1.6 1.088-3.456-0.512-1.92-2.432-2.432-1.728-0.448-3.456 1.152l-15.808 15.808q-2.112 2.432-2.048 4.576t1.664 3.744q1.6 1.536 3.744 1.6t4.512-1.984l15.872-15.808q0.768-0.768 1.6 0 0.832 0.704 0 1.536l-15.872 15.872q-2.624 2.624-5.952 2.624z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Read the Circular (Spanish) \u00b7 melania.martin@pich.bnfix.com<\/span><\/a><\/div>\n<div  class='hr av-14noqml-4ad89ea611202aef1061b63890f3f967 hr-default  avia-builder-el-20  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mqo38mm7-74b2959250378ef5673204b40e674a34 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><strong><span style=\"color: #78d64b;\">\/ <\/span><\/strong>Retirement and benefits in Spain after contributing in Andorra: how the system works<\/h4>\n<hr \/>\n<p>The Bilateral Social Security Agreement between Spain and Andorra, in force since 2003, establishes the framework affecting all workers who carry out their professional activity between the two countries, regulating the aggregation of contributions (which are not lost) and the benefits to which they are entitled.<\/p>\n<p>As this is a topic that raises many questions, we address the main ones.<\/p>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mo8oa7wj-6be1ebfad1d877a496947c94b8d88c15-wrap avia-button-center  avia-builder-el-22  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/jubilaciones-y-prestaciones-en-espana-con-cotizaciones-en-andorra-como-funciona-el-sistema-2\/'  class='avia-button av-mo8oa7wj-6be1ebfad1d877a496947c94b8d88c15 av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Read the Circular (Spanish) \u00b7 sara.bueno@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='attach' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"32\" viewBox=\"0 0 30 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-6' aria-describedby='av-svg-desc-6' role=\"graphics-symbol\">\n<title id='av-svg-title-6'>Attach<\/title>\n<desc id='av-svg-desc-6'>Attach<\/desc>\n<path d=\"M7.808 31.68q-3.264 0-5.44-2.304-2.304-2.24-2.368-5.312t2.688-6.080l15.872-15.872q2.56-2.56 5.568-1.728 1.408 0.384 2.528 1.504t1.504 2.528q0.832 3.072-1.728 5.632l-15.168 15.168q-1.28 1.28-2.816 1.472-1.536 0.128-2.56-0.896-0.96-0.768-0.864-2.368t1.504-2.944l10.624-10.688q0.768-0.832 1.6 0t0 1.6l-10.624 10.624q-1.408 1.408-0.64 2.24 0.384 0.256 0.768 0.192 0.768-0.128 1.472-0.832l15.168-15.168q1.6-1.6 1.088-3.456-0.512-1.92-2.432-2.432-1.728-0.448-3.456 1.152l-15.808 15.808q-2.112 2.432-2.048 4.576t1.664 3.744q1.6 1.536 3.744 1.6t4.512-1.984l15.872-15.808q0.768-0.768 1.6 0 0.832 0.704 0 1.536l-15.872 15.872q-2.624 2.624-5.952 2.624z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Read the Circular (Spanish) \u00b7 sara.bueno@pich.bnfix.com<\/span><\/a><\/div>\n<div  class='hr av-jwm0r1-7d8ea1a2163f91093a585a3ed90a0b3d hr-default  avia-builder-el-23  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mqo3c7ys-23052d8072f144ff13cdc53e43e930b1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><strong><span style=\"color: #78d64b;\">\/ <\/span><\/strong>VAT exemption scheme: practical implications<\/h4>\n<hr \/>\n<p>The VAT exemption scheme (or \u201cfranchise\u201d VAT) is generating significant interest among self-employed professionals, small businesses and professional firms, although it should be noted that it is not yet implemented in Spain.<\/p>\n<p>Nevertheless, we consider it useful to explain the potential advantages and disadvantages that its entry into force could entail, as well as the types of activities and professionals for whom it may\u2014or may not\u2014be beneficial to opt in.<\/p>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mqo3evbk-906d8a0b24a4047c27d5e8d1096ff413-wrap avia-button-center  avia-builder-el-25  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/iva-franquiciado-implicaciones-practicas\/'  class='avia-button av-mqo3evbk-906d8a0b24a4047c27d5e8d1096ff413 av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Read the Circular (Spanish) \u00b7 marc.ramis@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='attach' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"32\" viewBox=\"0 0 30 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-7' aria-describedby='av-svg-desc-7' role=\"graphics-symbol\">\n<title id='av-svg-title-7'>Attach<\/title>\n<desc id='av-svg-desc-7'>Attach<\/desc>\n<path d=\"M7.808 31.68q-3.264 0-5.44-2.304-2.304-2.24-2.368-5.312t2.688-6.080l15.872-15.872q2.56-2.56 5.568-1.728 1.408 0.384 2.528 1.504t1.504 2.528q0.832 3.072-1.728 5.632l-15.168 15.168q-1.28 1.28-2.816 1.472-1.536 0.128-2.56-0.896-0.96-0.768-0.864-2.368t1.504-2.944l10.624-10.688q0.768-0.832 1.6 0t0 1.6l-10.624 10.624q-1.408 1.408-0.64 2.24 0.384 0.256 0.768 0.192 0.768-0.128 1.472-0.832l15.168-15.168q1.6-1.6 1.088-3.456-0.512-1.92-2.432-2.432-1.728-0.448-3.456 1.152l-15.808 15.808q-2.112 2.432-2.048 4.576t1.664 3.744q1.6 1.536 3.744 1.6t4.512-1.984l15.872-15.808q0.768-0.768 1.6 0 0.832 0.704 0 1.536l-15.872 15.872q-2.624 2.624-5.952 2.624z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Read the Circular (Spanish) \u00b7 marc.ramis@pich.bnfix.com<\/span><\/a><\/div>\n<div  class='hr av-2ir2qmo-a13dff90863d4dc6fc7ce8152c37e915 hr-default  avia-builder-el-26  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mqo3gf1i-a70bc1036ae98a04841910a549a3197a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><strong><span style=\"color: #78d64b;\">\/ <\/span><\/strong>Taxation of vehicles for both professional and personal use<\/h4>\n<hr \/>\n<p>The tax treatment of mixed-use vehicles\u2014used for both personal and professional purposes\u2014as well as deductible expenses, recoverable VAT, and the justification of their use, are frequent sources of queries in professional firms.<br \/>\nFor this reason, it is advisable to review the current situation and provide some practical guidance for their proper management and documentation before the tax authorities.<\/p>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mqo3gmcm-16eb3724b476200170155303242dcdd4-wrap avia-button-center  avia-builder-el-28  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/vehiculos-de-uso-profesional-y-personal-que-tratamiento-fiscal-tienen\/'  class='avia-button av-mqo3gmcm-16eb3724b476200170155303242dcdd4 av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Read the Circular (Spanish) \u00b7 marc.ramis@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='attach' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"32\" viewBox=\"0 0 30 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-8' aria-describedby='av-svg-desc-8' role=\"graphics-symbol\">\n<title id='av-svg-title-8'>Attach<\/title>\n<desc id='av-svg-desc-8'>Attach<\/desc>\n<path d=\"M7.808 31.68q-3.264 0-5.44-2.304-2.304-2.24-2.368-5.312t2.688-6.080l15.872-15.872q2.56-2.56 5.568-1.728 1.408 0.384 2.528 1.504t1.504 2.528q0.832 3.072-1.728 5.632l-15.168 15.168q-1.28 1.28-2.816 1.472-1.536 0.128-2.56-0.896-0.96-0.768-0.864-2.368t1.504-2.944l10.624-10.688q0.768-0.832 1.6 0t0 1.6l-10.624 10.624q-1.408 1.408-0.64 2.24 0.384 0.256 0.768 0.192 0.768-0.128 1.472-0.832l15.168-15.168q1.6-1.6 1.088-3.456-0.512-1.92-2.432-2.432-1.728-0.448-3.456 1.152l-15.808 15.808q-2.112 2.432-2.048 4.576t1.664 3.744q1.6 1.536 3.744 1.6t4.512-1.984l15.872-15.808q0.768-0.768 1.6 0 0.832 0.704 0 1.536l-15.872 15.872q-2.624 2.624-5.952 2.624z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Read the Circular (Spanish) \u00b7 marc.ramis@pich.bnfix.com<\/span><\/a><\/div>\n<div  class='hr av-uga5v4-841f8eadf2d896281275e4a3a024adaf hr-default  avia-builder-el-29  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mqo3iark-9616da40b3bd8829cff426f727bcfdeb '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><strong><span style=\"color: #78d64b;\">\u2139\ufe0f\u00a0<\/span><\/strong>Efficient management of business conflicts<\/h4>\n<hr \/>\n<p>The high volume of litigation awaiting resolution in the courts\u2014sometimes taking more than 10 years to be settled\u2014makes it important to introduce efficiency criteria, not only legal but also economic, into the management of disputes, especially considering the many direct and indirect costs involved.<\/p>\n<p>For this reason, it is advisable to consider resorting to alternative dispute resolution methods (ADR) to achieve out-of-court solutions, thereby reducing timeframes and containing costs.<\/p>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mqo3irqv-4ed36dea118901d1b27a3ba79333b418-wrap avia-button-center  avia-builder-el-31  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/abordar-los-conflictos-de-la-empresa-en-clave-de-eficiencia-para-minimizar-su-impacto\/'  class='avia-button av-mqo3irqv-4ed36dea118901d1b27a3ba79333b418 av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Read the Circular (Spanish) \u00b7 mj.moragas@pich.bnfix.com\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='attach' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"32\" viewBox=\"0 0 30 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-9' aria-describedby='av-svg-desc-9' role=\"graphics-symbol\">\n<title id='av-svg-title-9'>Attach<\/title>\n<desc id='av-svg-desc-9'>Attach<\/desc>\n<path d=\"M7.808 31.68q-3.264 0-5.44-2.304-2.304-2.24-2.368-5.312t2.688-6.080l15.872-15.872q2.56-2.56 5.568-1.728 1.408 0.384 2.528 1.504t1.504 2.528q0.832 3.072-1.728 5.632l-15.168 15.168q-1.28 1.28-2.816 1.472-1.536 0.128-2.56-0.896-0.96-0.768-0.864-2.368t1.504-2.944l10.624-10.688q0.768-0.832 1.6 0t0 1.6l-10.624 10.624q-1.408 1.408-0.64 2.24 0.384 0.256 0.768 0.192 0.768-0.128 1.472-0.832l15.168-15.168q1.6-1.6 1.088-3.456-0.512-1.92-2.432-2.432-1.728-0.448-3.456 1.152l-15.808 15.808q-2.112 2.432-2.048 4.576t1.664 3.744q1.6 1.536 3.744 1.6t4.512-1.984l15.872-15.808q0.768-0.768 1.6 0 0.832 0.704 0 1.536l-15.872 15.872q-2.624 2.624-5.952 2.624z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Read the Circular (Spanish) \u00b7 mj.moragas@pich.bnfix.com<\/span><\/a><\/div>\n<div  class='hr av-1ob3zm5-9d3570dd64087301f333ff7f287b55cc hr-default  avia-builder-el-32  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-12jcyvh-c128133fb2153d055d78345d0529d152 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>BNFIX Global News<\/h3>\n<\/div><\/section>\n<section  class='av_textblock_section av-uib0od-8cf5730c4d2836d206fd17142b8c2b0c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><strong><span style=\"color: #78d64b;\">\/ <\/span><\/strong>Practical guide for preparing Sustainability Reports for SMEs and organisations<\/h4>\n<p>In accordance with the European Voluntary Standard (VSME) and Law 11\/2018<\/p>\n<hr \/>\n<p><a href=\"https:\/\/pich.bnfix.com\/guia-practica-para-la-elaboracion-de-informes-de-sostenibilidad-para-pymes-y-entidades\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-33310 size-medium\" src=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/portada-guia-1-212x300.jpg\" alt=\"\" width=\"212\" height=\"300\" srcset=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/portada-guia-1-212x300.jpg 212w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/portada-guia-1-728x1030.jpg 728w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/portada-guia-1-768x1086.jpg 768w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/portada-guia-1-1086x1536.jpg 1086w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/portada-guia-1-1448x2048.jpg 1448w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/portada-guia-1-1060x1500.jpg 1060w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/portada-guia-1-219x310.jpg 219w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/portada-guia-1-450x637.jpg 450w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/portada-guia-1-141x200.jpg 141w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/portada-guia-1-scaled.jpg 1810w\" sizes=\"auto, (max-width: 212px) 100vw, 212px\" \/><\/a>Sustainability, along with proper reporting and transparency, is gaining increasing importance for companies from a regulatory perspective, as well as a direct factor in competitiveness, access to financing and market positioning.<\/p>\n<p>As a result, more and more SMEs and other organisations such as foundations and associations are receiving requests for environmental, social and governance (ESG) information from financial institutions, clients, suppliers, public administrations and in tender processes. Anticipating this scenario is no longer optional\u2014it can become a competitive advantage.<\/p>\n<p>With this aim, at BNFIX we have prepared this guide, based on the European Voluntary Standard (VSME) and current regulations, which allows organisations to approach reporting progressively and in a way that is tailored to their specific reality.<\/p>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mqo3pbqr-4ffd9c8cd0bbeb6a40e945010e6b17ae-wrap avia-button-center  avia-builder-el-35  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/pich.bnfix.com\/guia-practica-para-la-elaboracion-de-informes-de-sostenibilidad-para-pymes-y-entidades\/'  class='avia-button av-mqo3pbqr-4ffd9c8cd0bbeb6a40e945010e6b17ae av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Download the guide\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue84f' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >Download the guide<\/span><\/a><\/div>\n<div  class='hr av-60m7kg-acc6582754b93184a796a68d49b16acd hr-default  avia-builder-el-36  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mqo3y2vo-d19c5615619d792b1f67b6d81eeedf18 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><strong><span style=\"color: #78d64b;\">\/ <\/span><\/strong>Corporate Social Responsibility Report 2024\u20132025<\/h4>\n<hr \/>\n<p><a href=\"https:\/\/www.bnfix.com\/memoria-de-responsabilidad-social-corporativa-bnfix-global-2024-2025\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-33315 size-medium\" src=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/28571649_csr_concept_design_1500x430-300x86.jpg\" alt=\"\" width=\"300\" height=\"86\" srcset=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/28571649_csr_concept_design_1500x430-300x86.jpg 300w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/28571649_csr_concept_design_1500x430-1030x295.jpg 1030w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/28571649_csr_concept_design_1500x430-768x220.jpg 768w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/28571649_csr_concept_design_1500x430-310x89.jpg 310w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/28571649_csr_concept_design_1500x430-450x129.jpg 450w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/28571649_csr_concept_design_1500x430-357x102.jpg 357w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/28571649_csr_concept_design_1500x430.jpg 1500w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n<p>Sustainability, along with proper reporting and transparency, is gaining increasing importance for companies from a regulatory perspective, as well as a direct factor in competitiveness, access to financing and market positioning.<\/p>\n<p>As a result, more and more SMEs and other organisations such as foundations and associations are receiving requests for environmental, social and governance (ESG) information from financial institutions, clients, suppliers, public administrations and in tender processes. Anticipating this scenario is no longer optional\u2014it can become a competitive advantage.<\/p>\n<p>With this aim, at BNFIX we have prepared this guide, based on the European Voluntary Standard (VSME) and current regulations, which allows organisations to approach reporting progressively and in a way that is tailored to their specific reality.<\/p>\n<\/div><\/section>\n<div  class='avia-button-wrap av-mqo3yg90-7aff31e3f41ef797b05b5e087194a7c2-wrap avia-button-center  avia-builder-el-38  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/www.bnfix.com\/memoria-de-responsabilidad-social-corporativa-bnfix-global-2024-2025\/'  class='avia-button av-mqo3yg90-7aff31e3f41ef797b05b5e087194a7c2 av-link-btn avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Read the report\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue84f' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >Read the report<\/span><\/a><\/div>\n<div  class='hr av-12bz7m8-d7982277f3bdabec4052d61e78daadc8 hr-default  avia-builder-el-39  el_after_av_button  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mlf4cw-3b43ecabc69179533de06453ae243711 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"color: #78d64b;\">Agenda and Collaborations<\/span><\/h3>\n<\/div><\/section>\n<section  class='av_textblock_section av-mqo40d1k-5f3a0b4a0b25d2eef6837ab7d3c70e0a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><strong><span style=\"color: #78d64b;\">\/ <\/span><\/strong>CILEA Meeting: \u201cImpact of digital agents and AI on professional firms\u201d<\/h4>\n<hr \/>\n<p>Our partner Valent\u00ed Pich, acting as President of the Latin Europe\u2013America Integration Committee (CILEA), hosted on 10 June an online event on how Artificial Intelligence and digital agents can add value to professional work in areas such as reconciliations, taxation and reporting, including practical examples of productivity improvements. The speaker was Gustavo Moreno Calvo, an expert in this field.<\/p>\n<p>Watch the event recording <strong><a href=\"https:\/\/www.youtube.com\/channel\/UC9uGvGyk25L4siKxLQdVcCg\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #78d64b;\">HERE<\/span><\/a>.<\/strong><\/p>\n<\/div><\/section>\n<section  class='av_textblock_section av-mo8opqvo-c9aa927dfc7f2335f978488c4983ed4c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><strong><span style=\"color: #78d64b;\">\/ <\/span><\/strong>Jornada conmemorativa de los 40 a\u00f1os de la Junta Arbitral de Consumo de Badalona<\/h4>\n<p>The partner in charge of the Legal Area, Mar\u00eda Jos\u00e9 Moragas, participated on 27 May, representing Foment del Treball, in the commemorative event marking the 40th anniversary of the Badalona Consumer Arbitration Board, where the current situation and future outlook for this out-of-court dispute resolution system, as well as improvements in business confidence, were discussed.<\/p>\n<p>Specifically, Moragas took part in a round table on the business perspective of consumer arbitration. It was an excellent opportunity to share knowledge, promote best practices and strengthen the role of companies in agile dispute resolution mechanisms. Society\u2014and businesses\u2014are increasingly aware of the importance of safeguarding consumer rights and efficiently managing all actions aimed at this objective.<\/p>\n<p>More information <a href=\"https:\/\/www.badalona.cat\/ca\/actualitat\/noticies\/ii-jornada-darbitratge-de-consum-de-badalona\" target=\"_blank\" rel=\"noopener\">HERE<\/a><\/p>\n<\/div><\/section>\n<div  class='hr av-w48hu5-69dbb5b2935bf6d3ed21bb6ed6bd4251 hr-default  avia-builder-el-43  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-mo8owtlo-a5fd51f027ad31e0c67c57021285aad4 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><span style=\"color: #78d64b;\">Publications &amp; Articles<\/span><\/h3>\n<\/div><\/section>\n<section  class='av_textblock_section av-mo8p1n1k-fc6cbd361be297f5e0a14487a20d51bd '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><hr \/>\n<h4><strong><span style=\"color: #78d64b;\">\/ <span style=\"color: #000000;\">Economic Outlook Report. Geopolitics, energy and growth: the economy facing a new source of global instability<\/span><\/span><\/strong><\/h4>\n<hr \/>\n<p>June 2026 \u00b7 Foment del Treball<\/p>\n<p><a href=\"https:\/\/www.foment.com\/es\/foment-reclama-situar-la-productividad-como-prioridad-de-pais-frente-a-la-incertidumbre-geopolitica-y-el-encarecimiento-de-la-energia\/#msdynmkt_trackingcontext=6c4ceac5-d718-42f9-b587-81b72ee20200\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-33320 size-medium\" src=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/informe_Foment_CAST-213x300.jpg\" alt=\"\" width=\"213\" height=\"300\" srcset=\"https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/informe_Foment_CAST-213x300.jpg 213w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/informe_Foment_CAST-220x310.jpg 220w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/informe_Foment_CAST-450x635.jpg 450w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/informe_Foment_CAST-142x200.jpg 142w, https:\/\/pich.bnfix.com\/wp-content\/uploads\/2026\/06\/informe_Foment_CAST.jpg 603w\" sizes=\"auto, (max-width: 213px) 100vw, 213px\" \/><\/a>Foment del Treball, whose Economics and Taxation Committee is chaired by our partner Valent\u00ed Pich, presented on 12 June the June 2026 Economic Outlook Report, Geopolitics, energy and growth: the economy facing a new source of global instability, together with a specific addendum focused on productivity, prosperity and competitiveness as the foundations for the future.<\/p>\n<p>According to the report, Catalonia\u2019s GDP grew by 2.9% year-on-year in the first quarter of 2026, above the 2.7% recorded by the Spanish economy as a whole. This performance contrasts with the weakness of the eurozone.<\/p>\n<p>In terms of productivity, Spain stands at an index of 92 in GDP per capita compared to the EU average, and 95 in productivity per hour worked; economies such as Denmark, Germany, France, the Netherlands, Ireland and Luxembourg show higher levels of income and productivity.<\/p>\n<p>The press release and the report <a href=\"https:\/\/www.foment.com\/es\/foment-reclama-situar-la-productividad-como-prioridad-de-pais-frente-a-la-incertidumbre-geopolitica-y-el-encarecimiento-de-la-energia\/#msdynmkt_trackingcontext=6c4ceac5-d718-42f9-b587-81b72ee20200\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #78d64b;\">HERE<\/span><\/a><\/p>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>We are pleased to share our June&#8217;s newsletter<\/p>\n","protected":false},"author":2,"featured_media":33325,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[215],"tags":[659,195],"class_list":["post-33296","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-newsletter-es-en","tag-news-en","tag-newsletter-en"],"_links":{"self":[{"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/posts\/33296","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/comments?post=33296"}],"version-history":[{"count":7,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/posts\/33296\/revisions"}],"predecessor-version":[{"id":33331,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/posts\/33296\/revisions\/33331"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/media\/33325"}],"wp:attachment":[{"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/media?parent=33296"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/categories?post=33296"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pich.bnfix.com\/en\/wp-json\/wp\/v2\/tags?post=33296"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}