Responsible:
Joaquim Coma
jcoma@pich.bnfix.com

Financial, tax and accounting advice

Companies, entities, patrimonial structures and individuals require comprehensive tax advice covering the study, planning, liquidation of their obligations and defense before the inspection, as well as, ultimately, before the courts.

All this can be done with a team of specialized professionals, able to have a global view of the various tax issues and with a long and proven experience.

Services we offer

  • Tax planning
  • Corporation tax, income tax, VAT, local taxes
  • VAT and other indirect taxes
  • Local tax
  • Tax due diligence
  • Design and coordination of family business and inheritance planning
  • Design and follow-up of international tax
  • Personal taxation
  • Mergers and Acquisitions
  • Studies on financial tax and project viability analysis
  • Advice and representation before Public Administration, Inspection and Appeals
  • Price transfers, document drafting and follow-up
  • Accounting

Wealth management

It will have the help of experts, who, in addition to supporting you in the reorganization of your assets, will carry out these tasks on your own, permanently advising you and carrying out periodic reports for complete monitoring and control, while making predictive estimates for subsequent years.

Responsible Partner
Joaquim Coma Borsot

Services we offer

Main areas of integral or partial management of assets:

  • Administrative management
  • Accounting services and financial management
  • Legal services
  • Labour Management and Social Security
  • Management of banks and clients

Responsible:

Montse Teruel Mariné
Montse.teruel@pich.bnfix.com

Labor and human resources

The management of human capital and its associated costs, in a framework of labor regulations and social security, require specialization, dedication and sensitivity.

We have the human team and the necessary experience to face from the most formal professional orders to the most complex orders.

Services we offer

Main areas of integral or partial management of assets:

  • Equality Management
    • Gender Compliance (legal advice on equality issues)
    • Specialised advice and support for the elaboration of an Equality Plan in the company, in accordance with the new legal requirements (Royal Decree 901).
    • Technical assistance in the implementation of measures and actions of the equality plan.
    • Elaboration of Protocols linked to the following actions
      • Sexual and gender-based harassment protocol.
      • Selection protocol with a gender perspective
    • Salary audits (Royal Decree 902)
      • Job Evaluation System
      • Pay gap analysis
    • Planning and advice on labour sustainability (labour flexibility, remote work, teleworking, etc.).
    • Accompaniment in the registration and filing of the Equality Plan.
    • Support services in the monitoring and follow-up of the Equality Plan.
    • Accompaniment before the labour inspectorate in matters of equality.
    • Plan for reconciling work and personal life.

    RELATED SERVICES

    • Advice and design of awareness-raising campaigns in the company.
    • Management of subsidies
    • Application for badges
    • Technical training on equality issues (inclusive language,…)
  • General contracting and special labor relations
  • Payroll management and editing
  • Social Security
  • Advice, preparation, management and monitoring in records of extinctions of collective contract, and/or changes to working conditions
  • Employment advice on complementary social security
  • Labour due diligence
  • Freelance. Retirement planning
  • Planning and advice on labour issues in acquisitions / restructuring
  • Advice before social and administrative Jurisdiction Labour and Social Court Inspections
  • Design and implementation of remuneration policies

Responsible:
María José Moragas Monteserín
mj.moragas@pich.bnfix.com

Legal

The tasks we undertake require, most of times, the coordination and joint analysis of the rest of the professionals who make up our office. Trust with the client, clarity and transparency are basic values in our profession.

Services we offer

  • Bankruptcy Law. Reorganizing procedures and company crisis. Preparation and follow-up of states of insolvency. Insolvencies
  • Commercial Law. Commercial contracts. Defense of the competition
  • Corporate law. Purchase of companies and participations. Succession of family businesses. Mergers and acquisitions
  • Corporate due diligence
  • Cooperatives, foundations, associations and other entities
  • Civil Law and Civil Liability
  • Family and inheritance law
  • Financial Criminal Law and Criminal Compliance: assessment and prevention on criminal hazard and implications follow-up
  • Procedural law
  • Industrial and Intellectual Property Law
  • Administrative law

Mediation and arbitration

Mediation is a voluntary conflict management process based on the dialogue between the parties and aimed at them seeking joint solutions to their differences and which, if possible, seeks to reach an agreement, that it is complied with and why not ? Improve your relationship.

The mediation process has the intervention of a mediator or cooperating mediators, professional, impartial and neutral expert, who directs this process, limiting itself to facilitating and leading the parties in this way of extra judicial dispute resolution.

Mediation can be initiated prior to the filing of legal actions by one or both parties, but it can also take place once the judicial process has already begun.

Our firm composed of lawyers, economists and experts in labor relations and bankruptcy law, and, as mediators, duly qualified, can help you from various perspectives: they can request our professional services as mediators, both nationally and internationally, we can act as their legal representatives in a mediation process or, well, as advisors accompanying and advising them throughout the process. Without prejudice to the fact that, previously, to initiate a mediation process, we can advise you on the suitability of the route to go: judicial, negotiation or mediation.

We firmly believe that while mediation is an issue that has, at present, still little implementation in our country, little by little it is becoming known. Especially for the company, it is a process or alternative way of conflict resolution, which we should not reject without more; since it is, without a doubt, more agile, efficient and economical than the jurisdictional route and, no less important and in which total confidentiality is maintained.

Responsible Partner
María José Moragas Monteserín

Services we offer

  • We act as mediators in all areas. National and international mediation, face-to-face and online
  • We represent our clients in mediation processes
  • We advise you in all mediation processes that you wish to initiate or in which you accept to be mediated
  • At the request of the bodies responsible for appointment, we also act as intermediaries in extrajudicial payment agreements

Responsible:

Ángel Oró Merino
angel.oro@pich.bnfix.com

Consultancy

We put our experience and specific knowledge, advising people, companies, groups of companies or organizations, in general, helping them to achieve their objectives. In consulting, trust, independence, multi disciplinarity and seriousness are essential. We establish protocols for action through all phases, initiation, diagnosis, action plan, advice on implementation, project completion and monitoring. Likewise, we maintain permanent and stable contact with professionals, nationally and internationally, of first level in relation to other areas that we may need throughout the implementation of the project.

Services we offer

  • Compliance and risk management
  • Criminal hazard prevention of legal entities and crime prevention programs
  • Public and private sectors transparency
  • Good corporate governance
  • Implementation of ethical codes in business "ethic bussines" Internationalization and growth processes
  • Digital transformation and Cybersecurity
  • Sustainability Report

Responsible:

Antoni Puig Rimbau
a.puig@pich.bnfix.com

Account edit

Directly and integrated with our BNFIX Pich Auditores group, we can offer interesting perspectives and solutions and, with our membership in DFK International, allows us to reach 84 countries with 300 offices open worldwide, establishing a network of our services internationally.

Currently, BNFIX Pich  Auditores is made up of more than 100 professionals who serve more than 600 companies distributed throughout the national territory. They emphasize, as relevant data, the ratio of auditors legally authorized for the signing of reports, which is among the highest among the State audit firms. In BNFIX Pich Auditores there is a practical gender parity and the average age of our professionals is 40 years.

The qualification of our staff, the technical means and the high quality of the professional services we provide have led to the recognition of our clients and the accreditation for public and private contracts.

With regard to the trend towards the globalization of markets and with the objective of satisfying a growing need for many of our clients, BNFIX Pich Auditores has international contacts, with the ability to offer our services globally.

BNFIX Pich Auditores is an integrated and cohesive firm that shares the philosophy of BNFIX PICH TAX LEGAL.

Services we offer

  • Public and private sector auditing. Individual annual accounts, consolidated annual accounts of groups of companies, interim financial statements.
  • Special audit reports required by commercial regulations.
  • Limited reviews.
  • Expert and judicial reports
  • Companies’ assessment
  • Financial analysis and report
  • Preparation and review of Non-Financial Reporting Statements.
  • Certification of specific facts.
  • Public sector compliance reports.
  • Reports justifying the review of subsidies.
  • Reports on compliance with payments to suppliers for the receipt of subsidies.
  • Other reports and audit work such as Due Diligence or process reviews, among others.

Responsible:

Jordi Altafaja
Jordi.altafaja@pich.bnfix.com

Outsourcing

The globalized world and the current economic context advise and propose a change in business structures. Companies evolve towards organizational models that improve their functioning and competitiveness. How? Among other aspects, through outsourcing – outsourcing – we can entrust part of the organization or work of the company to specialized third-party experts who, in turn, obviously contribute value and contribute to cost savings.

Services we offer

Main areas subject to outsourcing that our professionals can develop both nationally and internationally:

  • Tax planning, accounting and finance
  • Human Resources, staff selection, retribution policies and labor management and administration
  • Legal department
  • Management and policy on payment default
  • Management of other administrative processes such as business domiciliation, transfer orders, operation with banks, among others. Compliance
  • Criminal compliance. Elaboration of penal prevention systems and update control and compliance
  • Transfer prices. Document drafting and follow-up of Compliance
  • Non-board member secretary in Boards of Directors
  • External advisor of the administration department

Responsible:

Joaquim Altafaja
joaquim.altafaja@pich.bnfix.com

New technologies

Companies, entities and individuals we interact in the information society. In it, technology and law must be combined to know its possibilities and also its limits and risks.

The intensive use of new technologies is an unavoidable reality, but this use must be done intelligently and planned. The contexts of cloud computing and Bring your own device pose technical and legal challenges of large and large dimensions.

Information technologies must be focused and understood in terms of efficiency (effective management, cost reduction), a variable that is essential today and that, many times, does not receive the required attention.

The use of technology in all economic and social spheres has created a critical dependence on business towards information systems. These should respond appropriately in the recording, movement and administration of economic transactions to offer confidence in the resulting financial information. The Information Technology government within the company must be at the same level of importance as the other relevant departments.

Services we offer

  • New Technologies Law
    • Data protection. Legal advice, security measures compliance and audit. Spanish Law on Data Protection
    • E-Commerce
    • Digital signature
    • E-Invoicing
    • Legal study of Web pages and technical implementation
    • Legal notices drafting
    • Software homologation
  • Technological risk consulting
    • Plans for security guidelines and risk assessment. Ethical hacking
    • Business continuity plans
    • Revision and internal control assessment in computer environments
    • Technological due diligence
  • Money laundering
    • Consultancy, Implementation and external expert analysis on Prevention of Money Laundering and Terrorism Financing
  • Information technology (IT)
    • Consultancy on information technologies when facing strategic decisions
    • IT governance and management. Revision of costs and budgets
    • Audit of processes and information systems
  • IT services outsourcing
    • IT governance and management
    • Part-time head-renting of TIC (CIO)
    • Information system maintenance

Responsible:

Joan Claret Pich
Joan.claret@pich.bnfix.com

Sectorial specialization

Today, more than ever, specialization is essential when trying to offer professional services to certain entities and sectors. The insolvency environment and insolvencies and companies and entities with difficulties, the third social sector, corporate social responsibility, related operations or economic criminal offenses constitute today a specialization and total dedication.

Services we offer

Main areas subject to outsourcing that our professionals can develop both nationally and internationally:

  • Public Administrations and dependent entities

    According to your specific legal status and to your action criteria, we offer, apart from the services detailed above, a particular attention and direct focus on this important and strategic collective

  • Third social sector. Non-profit entities, foundations, associations y and cooperatives

    The so-called third sector, with an increasing and decisive importance, operates with complex legal regulations. Our professional experience in this type of entities allows us to advise you in an effective way

  • Economic Interest Grouping (EIG)

    Economic interest groupings, which aim to add entrepreneurial synergies, are increasingly present on the agenda of SME managers. Offering them the accumulated experience and solving known problems can be very helpful

  • Insolvency and Bankruptcy

    The detection, preparation and management of companies and entities with financial or other kinds of difficulties, both in insolvency and in restructuring, is something basic and requires specialization and immediacy

Responsible:

Carolina Mateo (área fiscal int.)
Carolina.mateo@pich.bnfix.com

Internacional

Given the trend towards globalization of the markets and with the objective of satisfying a growing need in many of our clients, BNFIX is an independent member of DFK International.

In this way, we have the opportunity and ability to meet the needs of our clients with interests outside of Spain, but without losing the philosophy of our organization, that is, with a local and personalized approach anywhere in the world.

Services we offer

Main areas subject to outsourcing that our professionals can develop both nationally and internationally:

  • Internationalisation
    • International business development
    • Internationalisation business plan
    • International tenders
    • Export / Import
    • Establishments abroad
    • Security and Strategic Intelligence
  • General International Accounting Standards Analysis
  • IAS/IFRS. Analysis and Interpretation
  • Consolidation Methods
  • Consolidated Statements by Sector
  • FASB/USA. Analysis and Interpretation
  • International Financial System. General Regulations and Accounting System
  • BIS II
  • Risks
  • Internal Audit
  • Homogenisation and International Comparability
  • Articles and Opinions
  • Accounting and commercial regulations by country.
  • Management Consulting

Responsibles:

María José Moragas
mj.moragas@pich.bnfix.com

Xavier Doménech Ortí
xdo@acinpich.bnfix.com

RESTRUCTURING and INSOLVENCY

From our refinancing, restructuring and insolvency area, BNFIX PICH I DOMENECH, we can offer you a multidisciplinary and specialized service to help companies and entrepreneurs overcome complex financial situations. Our team of experts in law and finance has more than twenty-five years of experience in the world of business crises, while we are auxiliary bankruptcy administrators for Commercial Judges, which makes them the best qualified to analyze fund each case, Identifying the best strategies, considering all points of view, allows us to advise our clients in the best way in decision-making. With a proactive approach and tailored solutions, we are committed to guiding businesses toward economic stability and financial recovery wherever possible.

At the same time, we advise and defend creditors, individuals and legal entities, banks, investment funds, insurance companies, funds or foreign companies with interests in Spain when required.

Our presence in the main Spanish cities through our state network BNFIX, as well as our membership of DFK International with a presence in all countries, also allows us to operate in those other places that your interests require.

Services we offer

  • Preventive advice from a corporate, bankruptcy, financial and labour perspective.
  • Viability plans and refinancing agreements
  • Restructuring operations
  • Insolvency proceedings
  • Credit defence
  • Legal assistance in negotiations with or as creditors, including legal defence in court proceedings
  • Liability of directors and officers
  • Legal assistance in labour matters
  • Redundancy procedures
  • Acquisition of companies, assets and credit rights

Services Catalogue

Offices

Barcelona
c/ Fontanella 21. 08010

Madrid
(Concursal/Reestructuració)
c/ Conde de Xiquena, 4. 28004

Contact

Tel. (+34) 93 301 20 22
asesores@pich.bnfix.com

All offices >

An independent member of DFK International an association of independent accounting firms and business advisers.